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Condo Insurance Agents in Chester, NJ

Looking for a condo insurance agent in Chester? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Chester, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 condo insurance agents in Chester, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Phoenix Insurance Group Inc
205 Main St, Chester, NJ 07930
(800) 248-0397 phoenixinsgrp.com
Highstreet Insurance formerly, Paladin Insurance Agency
310 Rte 24 Ste A4, Chester, NJ 07930
(973) 434-7420 paladinagency.com
Life Guard Insurance Agency
290 US-206, Chester, NJ 07930
(862) 200-9358
Dennis Lamb - State Farm Insurance Agent
555 Main St Fl 2 Rear, Chester, NJ 07930
(908) 879-2616 dennislamb.net
The Insurance Outfit
32 Collis Ln Ste D, Chester, NJ 07930
(908) 955-7561 theinsuranceoutfit.com

Condo insurance agents in Chester, New Jersey help unit owners secure HO6 policies that cover personal property, interior walls, and liability. New Jersey law requires condo associations to carry a master policy, but individual owners must fill gaps for improvements and deductibles. A local agent can explain how the New Jersey Condominium Act affects your coverage needs.

What Does a Condo Insurance Agent in Chester Cost?

Condo insurance in New Jersey typically costs between $300 and $600 per year for a standard HO6 policy. Factors like coverage limits, deductible amounts, and location in Chester can affect the price. Higher value units or those with older plumbing may see premiums up to $800 annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Chester do?
A condo insurance agent helps you find an HO6 policy that covers your personal belongings, interior fixtures, and liability. They also review your associations master policy to identify coverage gaps you need to fill.
Is condo insurance required in New Jersey?
Yes, most New Jersey condo associations require owners to carry an HO6 policy as part of the bylaws. The New Jersey Condominium Act also mandates that associations maintain a master policy for common areas.