The top-rated condo insurance agent in Billings, Montana is Diana Larson - State Farm Insurance Agent, rated 5.0 stars across 813 reviews. Other highly rated options include Sean O'Daniel - State Farm Insurance Agent, Thurston Family Insurance, LLC, Peggy D. Schneider: Allstate Insurance. This directory lists 20 condo insurance agents serving Billings.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Diana Larson - State Farm Insurance Agent | 3202 Henesta Dr J | (406) 656-4764 |
| 2 | Sean O'Daniel - State Farm Insurance Agent | 1020 Shiloh Crossing Blvd Ste 3 | (406) 702-7711 |
| 3 | Thurston Family Insurance, LLC | 223 Shiloh Rd Unit 6 | (406) 534-0133 |
| 4 | Peggy D. Schneider: Allstate Insurance | 19 36th St W Ste 1 | (406) 656-1331 |
| 5 | JM Insurance Group | 513 Hilltop Rd #7 | (406) 534-8008 |
| 6 | Raychel Carlson Insurance Agency | 175 N 27th St #1210 | (406) 272-6699 |
| 7 | Merenz Insurance Agency | 812 Central Ave | (406) 294-9114 |
| 8 | Frontier Insurance Solutions Powered by YourPolicy | 848 Main St Suite 16 | (406) 281-8144 |
| 9 | Jackson & Iverson Insurance | 2619 St Johns Ave Ste B & C | (406) 656-1660 |
| 10 | Darnielle Insurance | 1320 28th St W | (406) 652-4180 |
Diana Larson – State Farm Insurance Agent serves the Billings, Montana metro area and surrounding communities. Her office focuses specifically on providing condo insurance policies to local residents. As a condo insurance agent, she helps clients understand the coverage needed for both interior walls and personal belongings. Her agency also works with individual unit owners to bridge gaps between a homeowners association master policy and the owner’s personal needs. She assists with protecting personal liability and valuable items inside the unit.
Sean O'Daniel - State Farm Insurance Agent offers a full range of condo insurance services in Billings, MT, including coverage for individual units and common area liabilities. The company provides tailored policy maintenance plans to ensure coverage keeps pace with changing property values and personal assets. Customers can benefit from periodic policy reviews and straightforward claims assistance. The agency typically serves a variety of property types, including single-family condominiums, apartments, retail spaces within condo complexes, and restaurant operations functioning as mixed-use units.
Thurston Family Insurance, LLC serves homeowners and property managers in Billings, Montana, offering tailored condo insurance policies that protect individual units and shared building assets. The agency assists clients in navigating coverage options for interior structures, personal property, and liability risks associated with condominium ownership. They help match policy limits with the specific requirements of each condo association’s master plan. Their service area also extends to the nearby community of Lockwood and other parts of the Billings metro region.
Peggy D. Schneider: Allstate Insurance serves the Billings, Montana area and surrounding communities, handling all aspects of condo insurance for homeowners and associations. It addresses the unique coverage needs of condominium ownership, including interior structures, personal liability, and loss assessment protection. To manage a typical job, the agency begins with a thorough evaluation of the specific policy and building bylaws, then tailors a plan that fills gaps not covered by the master association policy, ensuring individual assets are properly protected.
JM Insurance Group in Billings, MT, handles both one-time policy reviews for new condo owners and recurring coverage updates as a client’s needs change. Their work involves tailoring condo insurance to protect interior structures, personal belongings, and liability within the building. Policy advice covers HOA master policy gaps and individual unit enhancements. This service is available on both a scheduled annual review and an as-needed basis, specifically when a client moves, renovates, or acquires high-value items.
Winter storms can challenge even the best-maintained condos in Billings, making reliable coverage essential. Raychel Carlson Insurance Agency serves as a local condo insurance agent, helping owners protect their units against common regional weather risks and liability concerns. This service is tailored to the specific needs of Billings condominium associations and individual unit owners. The process begins with a thorough assessment of the property’s unique exposures, which leads directly to an initial on-site inspection of the building’s common areas and individual unit.
Frontier Insurance Solutions Powered by YourPolicy in Billings, MT provides residential condo insurance for individual unit owners. The agency also handles commercial insurance needs for condominium associations and management companies. Services cover the Billings area and surrounding Montana communities. After a policy is written, the agent follows up to address any coverage questions or annual adjustments, ensuring continued protection between regular maintenance visits to the property.
Jackson & Iverson Insurance provides condo insurance coverage for property owners in Billings, Montana. It offers specialized add-ons that protect against common regional risks such as winter freeze damage and liability for common area incidents. Residents can acquire policies safeguarding their individual units, personal belongings, and loss of use expenses. Beyond residential complexes, the agency serves commercial sectors including local offices, warehouses, and food service establishments that require tailored liability and property protection for their operations.
Darnielle Insurance offers comprehensive condo insurance policies, specializing in coverage for individual unit owners and association master policies. Serving clients in Billings, Montana, the agency provides general assistance with property protection and liability coverage tailored to condominium living. It helps residents navigate specific local risks, such as hailstorms damaging roofs or exterior walls covered under shared building structures. The agency also addresses seasonal concerns like frozen pipe incidents during harsh Billings winters, ensuring policyholders have appropriate claims support and loss prevention guidance.
What Does a a Condo Insurance Agent in Billings Cost?
The cost of a condo insurance policy in Billings Montana typically ranges from 300 to 700 dollars per year for a standard HO-6 policy. Factors include your unit value, deductible choice, and location. Hail prone areas may have higher premiums. This is general information and not insurance advice.
About condo insurance agents in Billings
A condo insurance agent in Billings Montana helps you find the right HO-6 policy for your unit. Montana law requires all condo owners to carry coverage for personal property and interior improvements. Local agents understand the unique weather risks in Billings such as hail and winter freeze damage.
Frequently Asked Questions
What does a condo insurance agent in Billings do?
A condo insurance agent in Billings helps you compare HO-6 policies from different carriers. They explain what the master policy covers and what you need for your unit. They also advise on coverage limits for personal property and loss assessment.
Is condo insurance required by Montana law?
Montana law does not require condo insurance by statute but your condo association bylaws will require it. Most lenders also require an HO-6 policy if you have a mortgage. Your agent can help you meet these requirements.
How does Montana weather affect condo insurance in Billings?
Billings experiences hailstorms and heavy snow which can cause roof and window damage. Your condo insurance agent will recommend wind and hail coverage. Freeze damage to pipes inside your unit is also a common claim in Montana winters.
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