The top-rated condo insurance agent in Hattiesburg, Mississippi is Direct Auto Insurance, rated 5.0 stars across 471 reviews. Other highly rated options include Jason Wesley - State Farm Insurance Agent, Lance Ware - State Farm Insurance Agent, Alfa Insurance - Jerrad Parker Agency. This directory lists 20 condo insurance agents serving Hattiesburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 6109 US-98 Suite 50 | (601) 545-7733 |
| 2 | Jason Wesley - State Farm Insurance Agent | 6106, 20 US-98 W Ste | (601) 264-1117 |
| 3 | Lance Ware - State Farm Insurance Agent | 10 Penderwick Park | (601) 271-6596 |
| 4 | Alfa Insurance - Jerrad Parker Agency | 6184 U.S. Hwy 98 W, Suite 110 | (601) 264-5015 |
| 5 | Howlett Insurance Agency | 1304 W Pine St | (601) 255-1650 |
| 6 | Shelter Insurance - Chad Turner | 118 Lamar Blvd Suite 20 | (601) 261-0740 |
| 7 | Acceptance Insurance | 1000 Broadway Dr #30 | (601) 255-1614 |
| 8 | The Nowell Agency | 2010 Oak Grove Rd Bldg 1 | (601) 268-8838 |
| 9 | Bellevue Insurance Agency | 16 Keystone Dr Ste B | (601) 336-3040 |
| 10 | USA Insurance Co. | 2307 Hardy St # A | (601) 582-2810 |
As a Condo Insurance Agent in Hattiesburg, Mississippi, Direct Auto Insurance offers specialized coverage for individual unit owners along with broader assistance for condominium association policies. Its general service work includes advising clients on aligning personal contents protection with master policy gaps and flood insurance options. After local storms or during the Atlantic hurricane season, this agency helps residents evaluate potential water intrusion liabilities and damage from fallen trees.
Lance Ware - State Farm Insurance Agent in Hattiesburg, MS, offers a full range of condo insurance services, including protection for personal property, liability coverage, and loss of use benefits. Policyholders can rely on straightforward service reviews and claims assistance to help maintain their coverage. The agent services single-family homes, apartments, retail spaces, and restaurants, providing localized guidance for each property type.
Serving Hattiesburg, Mississippi, and the surrounding communities, Howlett Insurance Agency provides condo insurance for local condominium owners. This involves securing coverage for interior units, personal property, and individual liability within the association’s master policy structure. The agency handles the unique requirements of a typical job by first assessing the building’s master policy limits and then coordinating a complementary individual policy to fill any coverage gaps. It generally completes this process by reviewing specific unit features and recommending a suitable policy.
Shelter Insurance - Chad Turner specializes in tailoring condo insurance policies to meet the specific requirements of Hattiesburg homeowners associations and individual unit owners. The agency provides support in understanding policy gaps, such as those between interior coverage and master building plans, and assists with claims for common perils like water damage and theft. When hurricane season approaches, it helps condominium residents evaluate loss-assessment protection to prepare for potential storm-related assessments.
A condo insurance agent can offer either a single policy purchase or an ongoing service relationship with periodic policy reviews. As a local provider, Acceptance Insurance in Hattiesburg, MS, helps residents secure coverage for personal property and interior structural damage common to condominiums. They work to explain how master policies and individual needs interact within various associations. This agency offers service appointments as needed, available upon client request rather than on a fixed schedule.
The Nowell Agency in Hattiesburg, MS, provides comprehensive condo insurance policies that protect individual unit owners from property damage and liability claims. They also offer specialized endorsements for valuable personal property, such as jewelry and electronics, and coverage for additional living expenses after a covered loss. Their services extend to a variety of commercial sectors, including office buildings, warehouses, and food service establishments.
Based in Hattiesburg, Bellevue Insurance Agency provides residential condo insurance that protects individual units within larger associations. Commercial policies are also available for condominium properties across the Mississippi area. Policies are tailored to cover interior structures, personal belongings, and liability exposures that may not be included under a master association plan. The agency assists clients with navigating coverage gaps unique to shared-wall living arrangements. Follow-ups are routinely scheduled to review policy limits and address any changes that emerge between regular renewal visits.
When storms sweep through the Pine Belt, Hattiesburg homeowners often seek reliable protection for their condominium properties. USA Insurance Co. supports local residents by explaining how master policies and interior coverage work together during the claims process. They clarify shared-area responsibilities and individual unit exposures so each client understands the full scope of needed protection. Their office focuses on helping Hattiesburg condo owners match their specific policy to their building’s unique structure. A typical first step involves scheduling an onsite walkthrough to assess each unit’s layout and potential risks.
What Does a a Condo Insurance Agent in Hattiesburg Cost?
The average cost of condo insurance in Mississippi ranges from 300 to 700 dollars per year for a standard HO-6 policy. Factors that affect cost include the condo location in Hattiesburg, the age of the building, and the amount of personal property coverage you choose. Wind and hail deductibles can add to your premium, especially in areas near the Gulf Coast. This is general information and not insurance advice.
About condo insurance agents in Hattiesburg
Condo insurance agents in Hattiesburg Mississippi help owners secure HO-6 policies that cover personal property and interior walls. Mississippi law requires condo associations to carry master policies, but individual owners need their own coverage for upgrades and liability. An agent can explain how Mississippi insurance regulations affect your deductible and loss assessment protection.
Frequently Asked Questions
What does a condo insurance agent in Hattiesburg do for me?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior improvements, and liability. They also explain how the master policy from your condo association interacts with your individual coverage. In Mississippi, agents can help you understand state specific rules about loss assessment coverage and water damage exclusions.
Is condo insurance required by law in Mississippi?
Mississippi law does not require individual condo owners to carry insurance, but most mortgage lenders do require an HO-6 policy. Your condo association may also have bylaws that require you to maintain certain minimum coverage. An agent can help you meet these requirements and avoid gaps in protection.
How does Mississippi law affect condo insurance deductibles?
Mississippi insurance law allows insurers to set deductibles for wind and hail damage separately from other perils. For condos in Hattiesburg, this often means a higher deductible for hurricane related claims. An agent can explain how these deductibles apply to your policy and help you choose a deductible that fits your budget.