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Find Condo Insurance Agents Near You in St Michael, MN

Browse condo insurance agents serving St Michael, Minnesota. Contact information and addresses listed below.

8 agents listed
Updated May 2026
St Michael, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 8 condo insurance agents in St Michael, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Derek Brant - State Farm Insurance Agent
112 Central Ave E, St Michael, MN 55376
(763) 497-4940 derekbrantinsurance.com
Farmers Insurance - David Mugg
400 Central Ave E Ste 55, St Michael, MN 55376
(763) 298-3563 agents.farmers.com
CareWise Insurance MN
28 Main St S, St Michael, MN 55376
(763) 220-1479
Title Specialists
105 Central Ave E, St Michael, MN 55376
(763) 493-2224 titlespecialistsinc.com
Nationwide Insurance: All Insurance Services, Inc.
213 Meadowlark Rd SE, St Michael, MN 55376
(763) 497-2247 agency.nationwide.com
Zachman Insurance Agency Inc
12725 43rd St NE #101, St Michael, MN 55376
(763) 497-2430 zachmaninsurance.com
Creekside Insurance Solutions
705 Central Ave E r11, St Michael, MN 55376
(763) 412-1995
Metro Benefits Group LLC
705 Central Ave E, St Michael, MN 55376
(612) 520-1677 metrobenefitsgroup.com

Condo insurance agents in St Michael, Minnesota help owners protect their unit and personal property. Minnesota law requires the condo association to insure common areas, but owners still need an HO-6 policy for interior walls, fixtures, and liability. An agent can explain how the master policy deductible affects your personal coverage.

What Does a Condo Insurance Agent in St Michael Cost?

Condo insurance in Minnesota typically costs between 250 and 600 dollars per year for a standard HO-6 policy. Factors like unit location, coverage limits, and deductible amounts affect the price. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in St Michael do?
A condo insurance agent helps you find an HO-6 policy that covers your unit, personal belongings, and liability. They also explain how Minnesota condo laws and the association master policy affect your coverage needs.
Is condo insurance required in Minnesota?
Yes, most Minnesota condo associations require owners to carry an HO-6 policy. This policy covers your unit interior, improvements, and personal liability. The association master policy covers common areas and the building structure.
How does the master policy deductible affect my condo insurance in St Michael?
If the association master policy has a high deductible, your HO-6 policy may need to cover that deductible amount. An agent can help you choose a policy that matches the association requirements and protects you from out of pocket costs.