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Browse condo insurance agents serving Southgate, Michigan. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Southgate, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 12 condo insurance agents in Southgate, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kandi Lambert - State Farm Insurance Agent
13454 Eureka Rd, Southgate, MI 48195
(734) 720-0032
youragentkandi.com
Lademan Insurance Agency
16093 Eureka Rd, Southgate, MI 48195
(734) 284-7500
lademaninsurance.com
Sam Quisenberry - State Farm Insurance Agent
11165 Allen Rd, Southgate, MI 48195
(313) 386-6565
samq.net
Grendel-Wittbold Insurance
12850 Eureka Rd, Southgate, MI 48195
(734) 284-4740
gwinsurance.net
Gary K Smith Insurance Agency
14405 Northline Rd, Southgate, MI 48195
(734) 285-7620
garyksmithinsurance.com
Bryan Kozlowski - State Farm Insurance Agent
13245 Northline Rd, Southgate, MI 48195
(734) 443-4018
bryankozlowskisf.com
AAA Insurance - Awad Agency
15201 Dix Toledo Rd, Southgate, MI 48195
(734) 304-0466
locator.acg.aaa.com
Brad Baynai - State Farm Insurance Agent
18706 Eureka Rd, Southgate, MI 48195
(734) 282-6000
bradbaynai.com
Brochue Insurance Agency
13060 Northline Rd, Southgate, MI 48195
(734) 285-2100
locator.meemic.com
Kathy Loveridge - State Farm Insurance Agent
13344 Dix Toledo Rd Hwy, Southgate, MI 48195
(734) 281-6950
statefarm.com
Auto-Owners Insurance Southgate Claims
One Heritage Pl Suite 500, Southgate, MI 48195
(734) 282-7988
auto-owners.com
Stroia Insurance Group
13260 Dix Toledo Rd, Southgate, MI 48195
(734) 283-8780
stroiainsurance.com
Condo insurance agents in Southgate Michigan help unit owners understand the coverage they need beyond the master policy. Michigan law requires condo associations to carry a master policy, but individual unit owners often need their own policy for interior improvements and personal liability. An agent can explain how the Michigan Condominium Act affects your coverage needs.
What Does a Condo Insurance Agent in Southgate Cost?
The cost of a condo insurance policy in Southgate Michigan typically ranges from 300 to 600 dollars per year for basic coverage. Factors that affect the price include your unit location, the age of the building, your deductible choice, and the amount of personal property coverage. Higher coverage limits or endorsements like water backup can increase the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Southgate do?
A condo insurance agent helps you find a policy that covers your personal property, interior fixtures, and liability. They review your association master policy to identify gaps in coverage. They also explain Michigan specific requirements like loss assessment coverage.
Do I need condo insurance if the association has a master policy in Michigan?
Yes, you typically need your own policy. The master policy usually covers the building structure and common areas. Your personal belongings, upgrades to your unit, and liability for accidents inside your unit are not covered by the master policy. Michigan law does not require individual coverage but most lenders do.
What is loss assessment coverage for a condo in Michigan?
Loss assessment coverage pays your share of a special assessment from the condo association after a covered loss. For example, if the master policy deductible is high and the association charges each owner a portion. Michigan agents often recommend at least 5000 dollars in loss assessment coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.