Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 3 condo insurance agents in Oxford, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Community Insurance Center
932 S Lapeer Rd, Oxford, MI 48371
(248) 628-2505
communityinsurancecenter.com
Curtis Insurance Agency-America One
25 N Washington St, Oxford, MI 48371
(248) 628-3604
curtisinsuranceagency.com
Melisa Counelis Farm Bureau Insurance
115 S Washington St, Oxford, MI 48371
(248) 929-5896
insurancemommi.com
What Does a Condo Insurance Agent in Oxford Cost?
Condo insurance in Michigan typically costs between 200 and 500 dollars per year for a standard HO-6 policy. Factors like your units location in Oxford, the age of the building, and your coverage limits affect the price. Higher deductibles can lower your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Oxford do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They also explain how the associations master policy interacts with your individual coverage. In Michigan, the master policy typically covers the building structure, but you need your own policy for everything inside your unit.
Is condo insurance required in Michigan?
Yes, most Michigan condo associations require unit owners to carry an HO-6 policy. This is often written into the associations bylaws or declaration. Without it, you could be personally responsible for damage to your unit and common areas.
How does Michigan law affect condo insurance?
Michigan law does not mandate a specific minimum coverage for condo owners, but associations usually set requirements. The Michigan Condominium Act governs how master policies and unit owner policies work together. Your agent can help you understand these rules and ensure you meet your associations requirements.