Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 5 condo insurance agents in Brighton, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Storm Insurance Agency, Inc.
11370 Grand River Ave, Brighton, MI 48116
(810) 588-6310
tomstorminsurance.com
David Lantzy - State Farm Insurance Agent
5757 Whitmore Lake Rd Suite 1300, Brighton, MI 48116
(734) 961-7778
davidlantzysf.com
Williamson Insurance Agency
5088 Old US 23 Suite B, Brighton, MI 48114
(810) 772-0211
williamsonia.com
AAA Insurance - Terry Agency, LLC
10299 E Grand River Ave # M, Brighton, MI 48116
(810) 206-3623
locator.acg.aaa.com
Brighton Insurance and Financial Services
4750 S Old US Hwy 23, Brighton, MI 48114
(810) 229-1820
brightoninsurance.com
What Does a Condo Insurance Agent in Brighton Cost?
The cost of a condo insurance policy in Michigan typically ranges from 200 to 600 dollars per year for a standard policy. Factors affecting price include the units location in Brighton, the amount of personal property coverage, and the deductible chosen. Loss assessment coverage and water backup endorsements add to the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Brighton do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, interior walls, and liability. They also help you understand the gap between your associations master policy and your personal coverage. In Michigan this gap often includes fixtures and improvements you made to the unit.
Is condo insurance required in Michigan?
Michigan law does not require individual condo owners to carry insurance, but most mortgage lenders do require it. Additionally your condominium associations bylaws may require you to have a minimum level of personal liability and loss assessment coverage. An agent can help you meet these requirements.
How is condo insurance different from renters insurance in Michigan?
Condo insurance (HO-6) covers the interior structure of your unit, while renters insurance only covers personal belongings and liability. In Michigan condo insurance also provides loss assessment coverage for shared expenses after a covered disaster. Renters insurance does not include this structural protection.