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Find Condo Insurance Agents Near You in Bloomfield Township, MI

Browse condo insurance agents serving Bloomfield Township, Michigan. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Bloomfield Township, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 condo insurance agents in Bloomfield Township, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farm Bureau Insurance
1275 W Square Lake Rd, Bloomfield Township, MI 48302
(248) 290-0614 farmbureauinsurance-mi.com
Capital Insurance Group
1263 W Square Lake Rd #101, Bloomfield Township, MI 48302
(888) 296-0418 capitalinsuranceagent.com

Condo insurance agents in Bloomfield Township help owners protect their units and personal property. Michigan law requires condo associations to maintain a master policy, but individual unit owners need their own HO-6 policy for interior structures and belongings. Agents can explain how Michigan insurance regulations affect your coverage limits and deductibles.

What Does a Condo Insurance Agent in Bloomfield Township Cost?

Typical condo insurance costs in Michigan range from 200 to 600 dollars per year for a standard HO-6 policy. Factors include your units location in Bloomfield Township, the age of the building, your coverage limits, and your deductible choice. Higher value units or those with older plumbing or electrical systems may cost more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Bloomfield Township do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, interior walls, and liability. They review your condo associations master policy to identify gaps. Agents also advise on Michigan specific requirements like loss assessment coverage.
Do I need condo insurance if my association has a master policy in Michigan?
Yes, Michigan law does not require individual condo insurance, but most lenders do. The master policy typically covers only the building structure and common areas. Your personal belongings, interior improvements, and liability protection require a separate HO-6 policy.
How does Michigan insurance law affect my condo coverage?
Michigan follows a modified comparative fault rule for liability claims. Your policy must meet minimum liability limits if you have a mortgage. Michigan also allows insurers to use credit scores and claims history to set rates for condo insurance.