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Compare condo insurance agents in Berkley. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Berkley, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 condo insurance agents in Berkley, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Eagle Rock Insurance Agency
1904 W Eleven Mile Rd, Berkley, MI 48072
(248) 548-5530
eaglerockinsurance.com
Cameron Young: Allstate Insurance
1828 Greenfield Rd, Berkley, MI 48072
(248) 691-1113
agents.allstate.com
Condo insurance agents in Berkley Michigan help you understand the unique coverage needs for your unit. Michigan law requires condo associations to carry a master policy but that policy does not cover your personal belongings or interior improvements. A local agent can explain how to fill gaps between your personal policy and the association master policy.
What Does a Condo Insurance Agent in Berkley Cost?
Typical condo insurance costs in Michigan range from 300 to 600 dollars per year for a standard HO6 policy. Factors that affect cost include the value of your personal property the deductible amount and the location of your unit in Berkley. Premiums can be higher if you have high value items or if your unit is in a flood zone. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Berkley Michigan do?
A condo insurance agent helps you choose an HO6 policy that covers your personal property interior fixtures and liability. They also explain how your policy coordinates with the condo association master policy which is required by Michigan law.
Do I need condo insurance if the association has a master policy in Michigan?
Yes. The association master policy typically covers only the building structure and common areas. Your personal belongings interior upgrades and liability protection are not covered. Michigan law does not require you to have an HO6 policy but your mortgage lender will likely require it.
How does Michigan law affect condo insurance requirements?
Michigan law requires condo associations to maintain a master property insurance policy. However that policy does not cover your personal property or interior improvements. You need an individual HO6 policy to protect your belongings and provide liability coverage for your unit.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.