The top-rated condo insurance agent in Westborough, Massachusetts is Dolan & Maloney Insurance Agency, LLC, rated 4.8 stars across 145 reviews. Other highly rated options include D&O Insurance Agency, Progressive Insurance - Claims Office, Gaudette Insurance Agency. This directory lists 11 condo insurance agents serving Westborough.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dolan & Maloney Insurance Agency, LLC | 141 Turnpike Rd | (508) 366-4894 |
| 2 | D&O Insurance Agency | 125 Turnpike Rd Suite 6A | (508) 859-6950 |
| 3 | Progressive Insurance - Claims Office | 2000 W Park Dr #110 | (800) 274-4499 |
| 4 | Gaudette Insurance Agency | 86 E Main St | (508) 366-8736 |
| 5 | Amica Mutual Insurance Company | 1 Research Dr #401b | (888) 702-6422 |
| 6 | Abode Insurance Agency | 21 E Main St | (508) 426-9872 |
| 7 | Secured Insurance Agency MA | 25 Brigham St | (508) 850-0450 |
| 8 | Safety Northeast Insurance Agency, Inc. | 45 E Main St Suite 9 | (508) 898-2902 |
| 9 | Nikki Sidhu at Comparion Insurance Agency | 110 Turnpike Rd #201 | (508) 621-3671 |
| 10 | Smart Financial Lifestyle | 1500 W Park Dr Suite 100 | (800) 427-9781 |
Dolan & Maloney Insurance Agency, LLC serves the Westborough, Massachusetts area as a condo insurance agent. It helps condominium unit owners secure coverage that protects their personal property and interior structures typically not included in a master policy. The agency also guides clients through the specific liability and loss assessment needs common to this region. Among the services it handles in this area are individual condo unit policies and personal liability protection.
D&O Insurance Agency specializes in condo insurance policies that protect both individual units and shared building structures. Their comprehensive coverage options include liability, personal property, and loss assessment protection. The company also provides guidance on policy maintenance plans, helping clients adjust coverage as property values change. This ensures each policy remains aligned with the unit’s specific needs. D&O Insurance Agency serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants in Westborough, MA.
Progressive Insurance - Claims Office, located in Westborough, Massachusetts, operates as a Condo Insurance Agent with a clear distinction between one-time policy inquiries and recurring coverage management. They assist clients in understanding typical condo insurance policies, which often protect interior fixtures, personal belongings, and liability within a unit. This office provides coverage options that align with common association master policies and individual unit owner needs. Services are available on an as-needed basis, primarily for policy selection, claims support, and coverage adjustments when requested.
Gaudette Insurance Agency provides condo insurance services to Westborough, Massachusetts, and the surrounding communities. It handles policies designed specifically for condominium unit owners, covering personal property, interior structures, and liability. The agency understands the unique coverage requirements dictated by individual condo association bylaws and master policies. To handle a typical job, it conducts a thorough review of the client’s specific needs and then matches those requirements with an appropriate insurance product from a reputable carrier.
Amica Mutual Insurance Company in Westborough, MA serves homeowners, business owners, and property managers seeking thorough coverage for their condominium units and associations. It helps clients understand the gap between a master policy and personal liability needs, offering guidance on protecting personal property and interior improvements. The agency works to identify appropriate deductibles and loss assessment protection for individual policyholders across the Metro West region and the greater Worcester area.
Abode Insurance Agency in Westborough, MA provides condo insurance for local unit owners. Clients choose between a one-time policy setup for a new property or ongoing recurring service that adjusts coverage as needs change. Coverage options address common condo exposures such as interior structural damage, personal liability, and loss of personal belongings. Service runs on either a one-time basis for a single transaction or an as-needed schedule for updates like renovations or policy revisions upon request.
Specializing in the purchase and renewal of individual condo unit policies, Secured Insurance Agency MA serves owners in Westborough. This agent works to arrange coverage for interior structures, personal property, and liability. For a range of area condominiums, including high-rise and garden-style buildings, it helps policyholders meet their association’s required minimum coverage levels. It also assists with insurance gaps that arise from annual association master policy changes or newly assessed special assessments after a winter storm or water loss event.
As winter ice and spring storms bring roof and siding damage across Westborough, Safety Northeast Insurance Agency, Inc. helps condo owners review their master policy shortfalls. The agency identifies gaps between building coverage and an owner’s personal liability. Its agents explain how special assessments and interior improvements affect a policy’s suitability. Every new client begins with a walk-through of the unit’s finishes, appliances, and any recent renovations to establish a baseline for coverage needs.
Nikki Sidhu at Comparion Insurance Agency assists clients in Westborough with securing coverage for their condominium units. This includes protecting individual interiors and personal property, while also offering specialized endorsements for additional living expenses or improved interior finishes. For local condominium associations and property managers, the agency can extend tailored solutions. Its commercial sector capabilities reach offices needing liability protection, warehouse complexes requiring building coverage, and food service establishments needing equipment and general liability insurance.
Smart Financial Lifestyle provides residential condo insurance services to homeowners in Westborough, MA. Commercial coverage is also available for local condominium associations and property managers needing protection in the area. The agency handles policy questions, coverage updates, and claim assistance for existing clients. After each regular visit or policy review, the agent follows up to confirm any needed adjustments before the next scheduled renewal.
What Does a a Condo Insurance Agent in Westborough Cost?
Condo insurance in Massachusetts typically costs between $200 and $600 per year for a standard HO-6 policy. Factors like your unit value, location in Westborough, and chosen deductibles affect the premium. Loss assessment coverage and high-value personal property riders add to the cost. This is general information and not insurance advice.
About condo insurance agents in Westborough
Condo insurance agents in Westborough Massachusetts help unit owners secure HO-6 policies that cover personal property and interior improvements. Massachusetts law requires condo associations to carry a master policy, but individual owners need their own coverage for deductibles and upgrades. A local agent can explain how the master policy and your personal policy work together.
Frequently Asked Questions
What does a condo insurance agent in Westborough do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and fixtures. They also advise on loss assessment coverage for shared expenses from a claim on the master policy.
Do I need condo insurance if the association has a master policy?
Yes. The master policy typically covers the building structure and common areas, but not your personal property or interior upgrades. Massachusetts law does not require individual condo insurance, but your lender will likely require it.
How does Massachusetts law affect my condo insurance needs?
Massachusetts General Law Chapter 183A governs condominiums and defines what the master policy must cover. Your agent can help you understand your responsibility for the master policy deductible and any improvements you have made to your unit.