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Directory of condo insurance agents in Watertown, Massachusetts. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Watertown, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 condo insurance agents in Watertown, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A-Affordable Insurance Agency, Inc.
351 Main St, Watertown, MA 02472
(617) 924-4242
a-affordableinsurance.com
Firefly Health
260 Arsenal St, Watertown, MA 02472
(888) 897-1887
fireflyhealth.com
Dallas Insurance Agency
68 Watertown St, Watertown, MA 02472
(617) 924-7474
robertadallasinsurance.com
Jamgochian Insurance
405 Mt Auburn St, Watertown, MA 02472
(617) 924-7518
jamgoinsurance.com
J M Whitney Insurance Inc
151 Coolidge Ave #102, Watertown, MA 02472
(617) 924-6995
jmwhitney.com
Robert J O'Brien Insurance
279 Mt Auburn St, Watertown, MA 02472
(781) 899-1700
Condo insurance agents in Watertown Massachusetts help unit owners understand HO-6 policies. These policies cover personal property and interior improvements not protected by the condo associations master policy. Massachusetts law requires condo associations to maintain a master policy but owners still need individual coverage for deductibles and personal liability.
What Does a Condo Insurance Agent in Watertown Cost?
Typical condo insurance premiums in Massachusetts range from 300 to 800 dollars per year for a standard HO-6 policy. Factors like the buildings age, your deductible choice, and coverage limits affect the price. Watertown rates may be slightly higher due to local weather risks. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Watertown do?
A condo insurance agent reviews your associations master policy and recommends an HO-6 policy to fill gaps. They help you choose coverage for personal property, interior walls, and liability. They also explain Massachusetts specific requirements for loss assessment coverage.
Is condo insurance required in Massachusetts?
Massachusetts does not have a state law requiring condo insurance. However most mortgage lenders require an HO-6 policy. Many condo associations also require owners to carry liability and loss assessment coverage in their bylaws.
How much does a condo insurance agent cost in Watertown?
Condo insurance agents earn a commission from the insurance company you choose. You do not pay a separate fee for the agents service. The cost of the HO-6 policy itself varies based on coverage limits and location.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.