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Find Condo Insurance Agents Near You in Sturbridge, MA

Directory of condo insurance agents in Sturbridge, Massachusetts. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Sturbridge, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 5 condo insurance agents in Sturbridge, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dennis A. McCurdy Insurance Agency, Inc
212 Main St, Sturbridge, MA 01566
(508) 347-9343 mccurdyinsurance.com
Hometown Insurance Center
590 Main St, Sturbridge, MA 01518
(508) 347-9394 htownins.com
McGrath Insurance Agency
198 Charlton Rd, Sturbridge, MA 01566
(508) 347-6850 mcgrathinsurance.com
Starkweather & Shepley Insurance Brokerage Inc.
198 Charlton Rd, Sturbridge, MA 01566
(508) 347-2616 starshep.com
Eastern Insurance Group LLC
54 Main St, Sturbridge, MA 01566
(508) 347-1234 easterninsurance.com

Condo insurance agents in Sturbridge Massachusetts help owners protect their units and personal property. Massachusetts law requires condo associations to have a master policy but individual owners still need coverage for interior fixtures and personal liability. A local agent can explain how the master policy and your individual policy work together.

What Does a Condo Insurance Agent in Sturbridge Cost?

Typical condo insurance costs in Massachusetts range from 200 to 600 dollars per year depending on coverage limits and location. Factors like the age of the building your deductible and the value of your personal property affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does condo insurance cover in Sturbridge Massachusetts?
Condo insurance typically covers your personal belongings interior walls and fixtures not covered by the association master policy. It also provides liability protection if someone is injured in your unit. Massachusetts law does not require individual condo insurance but most mortgage lenders do.
How is condo insurance different from homeowners insurance in Massachusetts?
Condo insurance focuses on the interior of your unit while homeowners insurance covers the entire structure. In Massachusetts the condo association master policy covers common areas and the building exterior. Your individual policy fills the gaps for your personal property and interior upgrades.
Do I need flood insurance for my condo in Sturbridge Massachusetts?
Standard condo insurance does not cover flood damage. If your condo is in a flood zone designated by FEMA your lender may require flood insurance. Even outside flood zones Massachusetts property owners can purchase separate flood insurance through the National Flood Insurance Program.