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Directory of condo insurance agents in Melrose, Massachusetts. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Melrose, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 condo insurance agents in Melrose, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
TF Ward Insurance Agency
403 Franklin St, Melrose, MA 02176
(781) 665-2990
risman.com
Jeff Carbone Insurance
504 Main St, Melrose, MA 02176
(781) 662-4444
jeffcarboneinsurance.com
Acrisure Melrose, MA (McLaughlin Insurance & Risk Management)
828 Lynn Fells Pkwy, Melrose, MA 02176
(781) 665-2775
acrisure.com
World Insurance Associates LLC
109 W Foster St, Melrose, MA 02176
(781) 665-1034
tarpeyinsurance.com
Condo insurance agents in Melrose Massachusetts help unit owners protect their personal property and interior structures. Massachusetts law requires condo associations to carry a master policy but that policy does not cover your personal belongings or interior upgrades. A local agent can explain the difference between walls-in and all-in coverage and help you meet your mortgage lenders requirements.
What Does a Condo Insurance Agent in Melrose Cost?
Condo insurance in Massachusetts typically costs between 200 and 600 dollars per year for a standard HO6 policy. Factors that affect the premium include your unit location deductible amount and coverage limits. Older buildings in Melrose may have higher rates due to plumbing and electrical risks. This information is general and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does condo insurance cover in Melrose Massachusetts?
Condo insurance typically covers your personal property interior fixtures and improvements as well as liability protection. It also provides loss assessment coverage if the condo association charges you for a shared claim. Massachusetts law does not require condo owners to buy insurance but your lender will likely require it.
How do I choose a condo insurance agent in Melrose?
Look for an agent who is licensed in Massachusetts and familiar with condo master policies. Ask if they can explain the differences between HO6 policies and what the master policy covers. A local agent will understand Melrose zoning and weather risks like snow damage.
What is the difference between walls-in and all-in coverage?
Walls-in coverage protects everything inside your unit from the drywall inward including floors cabinets and fixtures. All-in coverage also includes the original structure like windows and exterior walls. Your condo associations master policy determines which type you need.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.