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Find Condo Insurance Agents in Manchester-by-the-Sea, MA
Directory of condo insurance agents in Manchester-by-the-Sea, Massachusetts. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Manchester-by-the-Sea, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 condo insurance agents in Manchester-by-the-Sea, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Logue Insurance Agency, Inc.
19 Central St, Manchester-by-the-Sea, MA 01944
(978) 526-8444
logueinsurance.com
Logue Insurance Agency, Inc.
19 Central St, Manchester-by-the-Sea, MA 01944
(978) 526-8444
logueinsurance.com
Condo insurance agents in Manchester-by-the-Sea help owners protect their units and personal property. Massachusetts law requires condo associations to carry a master policy, but individual owners need their own HO6 policy for interior coverage. A local agent can explain how Manchester-by-the-Sea coastal risks like nor'easters affect your coverage needs.
What Does a Condo Insurance Agent in Manchester-by-the-Sea Cost?
Condo insurance in Massachusetts typically costs between 200 and 600 dollars per year for a standard HO6 policy. Factors like high-value personal property, coastal location, and low deductibles can raise the cost to 800 dollars or more. Flood insurance through the NFIP adds an average of 700 to 1,200 dollars annually for Manchester-by-the-Sea properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Manchester-by-the-Sea do?
A condo insurance agent helps you find an HO6 policy that covers your personal property, interior walls, and liability. They also advise on flood insurance, which is important for coastal properties in Massachusetts.
Do I need condo insurance if the association has a master policy?
Yes. The master policy covers common areas and the building structure, but not your personal belongings or interior upgrades. Massachusetts law does not require individual condo insurance, but most lenders do require it for mortgages.
What factors affect condo insurance costs in Manchester-by-the-Sea?
Costs depend on your unit value, location near the coast, deductible chosen, and the association master policy type. Older buildings or those in flood zones may have higher premiums.
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Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.