Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 5 condo insurance agents in Cohasset, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
O'Donoghue Insurance Agency
861 Chief Justice Cushing Hwy, Cohasset, MA 02025
(781) 383-8700
odinsurance.com
Cohasset Auto Insurance Agency
40 S Main St, Cohasset, MA 02025
(339) 219-1516
Lehr & Barnes Insurance
306 N Main St, Cohasset, MA 02025
(781) 383-0783
lbinsure.com
Eastern Insurance Group LLC
380 Chief Justice Cushing Hwy #2a, Cohasset, MA 02025
(781) 383-1900
easterninsurance.com
Acrisure Cohasset (Formerly Sullivan Garrity and Donnelly Insurance)
15 Depot Ct, Cohasset, MA 02025
(781) 236-6101
acrisure.com
What Does a Condo Insurance Agent in Cohasset Cost?
The cost of a condo insurance policy in Massachusetts typically ranges from 300 to 800 dollars per year for standard coverage. Factors that affect the premium include the unit's location in Cohasset, the age of the building, the deductible amount, and the coverage limits for personal property and liability. Flood insurance is separate and can cost 500 to 2,000 dollars per year depending on flood zone risk. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent do in Cohasset?
A condo insurance agent helps you find a policy that covers your personal property and interior upgrades. They also explain how the master policy of your condo association interacts with your individual HO-6 policy. This is important because Massachusetts law does not require the association to cover your unit's interior.
Is flood insurance required for condos in Cohasset?
Flood insurance is not required by Massachusetts state law, but your mortgage lender may require it if your unit is in a FEMA flood zone. Many Cohasset condos near the coast are in high-risk areas. An agent can help you compare flood policies from the NFIP and private insurers.
How do Massachusetts condo insurance laws affect my policy?
Massachusetts General Law Chapter 183A governs condominiums and defines what the master policy covers. Typically the master policy covers the building structure and common areas. Your HO-6 policy must cover your personal property, interior walls and fixtures, and liability. An agent can review your master policy to find coverage gaps.