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Condo Insurance Agents in Bourne, MA

Browse condo insurance agents serving Bourne, Massachusetts. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Bourne, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 condo insurance agents in Bourne, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Murray & MacDonald Insurance Services, Inc
550 MacArthur Blvd, Bourne, MA 02532
(508) 540-2400 riskadvice.com
Wunderite
550 MacArthur Blvd, Bourne, MA 02532
(888) 986-3374 wunderite.com
BUZZARDS BAY INSURANCE INC
9 Yearling Run Rd, Bourne, MA 02532
(774) 517-5698 lynchconboy.com

Condo insurance agents in Bourne Massachusetts help unit owners secure HO6 policies that cover personal property and interior walls. Massachusetts law requires condo associations to carry a master policy but owners still need individual coverage for improvements and liability. A local agent can explain how Bourne coastal risks like wind and flood affect your policy needs.

What Does a Condo Insurance Agent in Bourne Cost?

Typical condo insurance premiums in Massachusetts range from 200 to 600 dollars per year for a standard HO6 policy. Factors like your unit value, deductible choice, and location in Bourne near the coast can raise the cost. Flood insurance through the NFIP adds 400 to 1,000 dollars annually depending on flood zone. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Bourne do?
A condo insurance agent in Bourne helps you find an HO6 policy that covers your personal property, interior fixtures, and liability. They also review your condo association master policy to identify gaps in coverage. This ensures you are not left paying for damage the master policy does not cover.
Do Massachusetts condo owners need separate insurance?
Yes, Massachusetts condo owners should have an HO6 policy even though the association has a master policy. The master policy typically covers the building structure and common areas, but your unit interior and personal belongings are your responsibility. An agent can explain the difference between bare walls and all-in coverage.
How does Bourne location affect condo insurance costs?
Bourne is a coastal town in Massachusetts so flood and windstorm risks can increase premiums. Many standard HO6 policies exclude flood damage so you may need a separate flood policy through the NFIP. An agent can help you compare options and understand deductibles for named storms.