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Directory of condo insurance agents in Billerica, Massachusetts. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Billerica, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 5 condo insurance agents in Billerica, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Merrimack Valley Insurance Agency
655 Boston Rd #1a, Billerica, MA 01821
(978) 667-2541
cabotrisk.com
James O'Connell Insurance Agency
572 Boston Rd UNIT 7, Billerica, MA 01821
(978) 667-6150
oconnellins.com
Durable Insurance LLC
520 Boston Rd, Billerica, MA 01821
(351) 203-0412
PKA Insurance Group, Inc.
505 Middlesex Turnpike UNIT 16, Billerica, MA 01821
(800) 258-1018
pkainsurance.com
Willis Personal Lines
296 Concord Rd, Billerica, MA 01821
(978) 458-1275
Condo insurance agents in Billerica Massachusetts help you understand the coverage you need for your condominium unit. Massachusetts law requires condo associations to carry a master policy but individual unit owners must insure their own belongings and interior improvements. A local agent can explain how the master policy interacts with your personal HO-6 policy to avoid gaps in coverage.
What Does a Condo Insurance Agent in Billerica Cost?
Condo insurance in Massachusetts typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Premiums depend on factors like your unit location coverage limits and deductible. For example a 50,000 dollar dwelling coverage policy may cost around 300 to 400 dollars annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Billerica do?
A condo insurance agent reviews your condo association master policy and helps you select an HO-6 policy that covers your personal property liability and interior upgrades. They also advise on Massachusetts specific requirements for loss assessment coverage.
Do I need condo insurance if the association has a master policy?
Yes, the master policy typically covers only the building structure and common areas. Your individual HO-6 policy covers your personal belongings interior fixtures and liability for accidents inside your unit. Massachusetts law does not require unit owners to carry insurance but most lenders do.
How much dwelling coverage do I need for my Billerica condo?
Your dwelling coverage amount should match the value of your interior improvements such as cabinets flooring and fixtures. The master policy covers the original structure. An agent can help you estimate this amount based on your unit size and upgrades.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.