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Condo Insurance Agents in Damascus, MD

Compare condo insurance agents in Damascus. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Damascus, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 3 condo insurance agents in Damascus, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Austin Stein - State Farm Insurance Agent
26133 Ridge Rd, Damascus, MD 20872
(301) 685-6096 sfagentaustin.com
Jim Kearney - State Farm Insurance Agent
9899 Main St #201b, Damascus, MD 20872
(301) 428-0789 jimkearneyinsurance.com
CM SR22 Insurance Group
9825 Main St, Damascus, MD 20872
(855) 698-0461 cmsr22insurancegroup.com

Condo insurance agents in Damascus Maryland help owners protect their unit and personal property. Maryland law requires condo associations to have a master policy but owners still need their own HO-6 policy for interior walls fixtures and personal liability. A local agent can explain how the Maryland Condominium Act affects your coverage needs.

What Does a Condo Insurance Agent in Damascus Cost?

Typical condo insurance costs in Maryland range from 200 to 600 dollars per year for a standard HO-6 policy. Factors that affect price include the unit location coverage limits deductible amount and your claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Damascus do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal property interior improvements and liability. They also explain how the master policy of your condo association interacts with your individual coverage.
Is condo insurance required in Maryland?
Maryland law does not require individual condo insurance but most lenders will require it for a mortgage. Your condo association bylaws may also require you to carry a minimum amount of liability coverage.
How does the Maryland Condominium Act affect my insurance?
The Maryland Condominium Act defines what the association must insure in the master policy usually the building structure and common areas. Your personal policy covers everything inside your unit that the master policy does not cover.