Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 8 condo insurance agents in Independence, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trifecta Insurance Services
5061 Madison Pike, Independence, KY 41051
(859) 359-5104
kentuckytrifecta.com
John Hoffman - State Farm Insurance Agent
2156 Declaration Dr, Independence, KY 41051
(859) 356-5646
johnhoffmaninsurance.com
Kentucky Farm Bureau Insurance
12010 Madison Pike, Independence, KY 41051
(859) 356-2161
kyfb.com
Joel Bergantino - State Farm Insurance Agent
2087 Centennial Blvd, Independence, KY 41051
(859) 356-5611
agentjoel.com
Joshua Carter: Allstate Insurance
9570 Apple Valley Dr Ste 2, Independence, KY 41051
(859) 341-2662
agents.allstate.com
Jeff Wallace: Allstate Insurance
2046 Harris Pike, Independence, KY 41051
(859) 960-6100
agents.allstate.com
Universal Underwriters
5275 Madison Pike, Independence, KY 41051
(859) 356-3126
Miller Ins Agcy
859 Bristow Rd, Independence, KY 41051
(859) 371-4349
What Does a Condo Insurance Agent in Independence Cost?
The cost of a condo insurance policy in Kentucky typically ranges from 200 to 600 dollars per year for a standard unit. Factors like your deductible, coverage limits, and the age of the building affect the premium. Older condos may cost more due to outdated plumbing or electrical systems. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Independence do?
A condo insurance agent helps you compare HO-6 policies from different carriers. They explain what the condo association master policy covers and what you need for your personal property and liability. They also help you understand Kentucky specific requirements for loss assessment coverage.
Is condo insurance required in Kentucky?
Kentucky does not have a state law requiring condo insurance for unit owners. However most mortgage lenders require an HO-6 policy. Your condo association bylaws may also require you to carry a minimum amount of liability and property coverage.
What does a typical Kentucky HO-6 policy cover?
A standard HO-6 policy covers your personal belongings, interior fixtures, and improvements you make to the unit. It also provides liability protection if someone is injured in your condo. Loss assessment coverage is important in Kentucky because the master policy may not cover all shared property damage.