The top-rated condo insurance agent in Richmond, Indiana is Angie Witherby - State Farm Insurance Agent, rated 4.9 stars across 210 reviews. Other highly rated options include Acceptance Insurance, Brian Benedict, Licensed Agent, Medicare Questions?, Shane Bietry - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angie Witherby - State Farm Insurance Agent | 833 Chester Blvd | (765) 935-7348 |
| 2 | Acceptance Insurance | 3547 E Main St | (765) 756-5788 |
| 3 | Brian Benedict, Licensed Agent, Medicare Questions? | 534 E Main St | (765) 703-8080 |
| 4 | Shane Bietry - State Farm Insurance Agent | 4748 National Rd E | (765) 598-5757 |
| 5 | Richard Lake: Allstate Insurance | 1025 S A St | (765) 966-1106 |
| 6 | McGowan Insurance Group | 1126 E Main St | (765) 962-9502 |
| 7 | VanVleet Insurance | 1 Glen Miller Pkwy | (765) 935-5655 |
| 8 | Brian Fuller: Allstate Insurance | 2901 E Main St | (765) 939-3009 |
| 9 | Affordable Insurance Agency, Division of RMD-Patti Insurance | 36 S 9th St | (765) 966-7531 |
| 10 | Mike Miller - State Farm Insurance Agent | 1825 W Main St | (765) 966-6586 |
Angie Witherby - State Farm Insurance Agent serves Richmond, Indiana, and the surrounding Wayne County area as a condo insurance agent. The agency helps local condo owners secure policies that protect their individual units and personal belongings. Standard coverage offered includes protection against fire, theft, and liability claims that may occur within the property. Policyholders can also obtain additional coverage for loss assessments from the homeowners association. As a dedicated local office, the agency specifically assists clients with finding tailored condo insurance plans and handling claims related to water damage or theft.
Acceptance Insurance in Richmond, Indiana is known for providing condo insurance coverage tailored to individual unit owners. Its service range includes protection for personal property, interior structural elements, and liability within a condominium association. Policies are designed to fill gaps left by the master insurance policy held by the building. The agent works with homeowners to assess policy limits, deductibles, and personal asset exposure. As an added service, the company offers extended loss assessment coverage for unexpected association fee increases due to common area damage.
Brian Benedict, Licensed Agent in Richmond, IN, providing condo insurance coverage and assistance with Medicare questions. Routine policy reviews and coverage assessments are offered to help residents adjust their plans as needs change. Services include guidance on standard and supplemental insurance options for condominium owners. The agency serves single-family homes, apartments, retail, and restaurants within the local community.
Shane Bietry - State Farm Insurance Agent serves homeowners and property managers in Richmond, Indiana, who need condo insurance coverage. The agency helps customers protect their individual units and personal property within condominium associations. It also assists with liability coverage for accidents that may occur inside a unit. Policy options can address gaps in a building’s master plan. Services extend to residents in nearby Centerville, providing convenient access for those seeking specialized condo insurance in the greater Richmond area.
Serving Richmond and the surrounding Indiana communities, Richard Lake Allstate Insurance handles condo insurance policies tailored to protect individual units and shared building structures. The agency works with local condo owners to address common coverage needs, including interior damage, personal liability, and loss assessments from the homeowners association. To manage a typical policy, the agent assesses the client’s specific condo documents and personal property value, then customizes a plan to fill gaps in the master policy coverage.
McGowan Insurance Group specializes in securing condo policies tailored to individual unit owners in Richmond, IN. The agency handles the unique aspects of condo coverage, including interior fixtures, personal property, and liability protection that a master policy often excludes. It serves local professionals and families seeking to protect their investment against common perils. The agency particularly assists with adjusting coverage after a winter freeze damages plumbing within a unit.
VanVleet Insurance offers clients a choice between a single-purchase condo insurance policy, suited for a specific transaction, and an ongoing coverage plan that renews periodically. Both options cover the dwelling’s interior fixtures and personal liability common to Richmond condominium owners. The agency tailors each policy’s limit to the building’s master policy and the unit owner’s assets. Their service runs on a one-time, scheduled, or as-needed basis depending on the client’s immediate and long-term insurance needs.
As spring storms bring heavy rains and potential flooding to Richmond, residents with condos need reliable coverage for common-area damage and personal liability. Brian Fuller: Allstate Insurance serves as a local condo insurance agent, offering policies that address the specific risks facing attached homes in the area. Summer’s increased rental activity and storm season make reviewing your current policy a practical step. The typical process begins with a quick inspection of your unit and a review of your homeowners association’s master policy to identify gaps.
Affordable Insurance Agency, Division of RMD-Patti Insurance provides condo insurance agent services in the Richmond, IN area. The agency helps clients secure coverage tailored to individual unit ownership, addressing liability protection and interior structure needs. Specialized policy add-ons can be arranged for enhanced personal property coverage or loss assessment endorsements. Commercial sectors served include offices, warehouses, and food service operations.
Mike Miller - State Farm Insurance Agent in Richmond, IN provides residential condo insurance, helping owners protect their personal property and liability within their individual units. Commercial coverage is also available for condominium associations or other business needs throughout the local area and nearby communities. As an agent, Mike works to tailor each policy to the specific requirements of Indiana’s condominium laws. For existing clients, follow-up service is readily provided between regular visits to adjust coverage or address any claims that may arise.
What Does a a Condo Insurance Agent in Richmond Cost?
The cost of a condo insurance policy in Richmond Indiana typically ranges from 200 to 600 dollars per year for a standard unit. Factors that affect the premium include the unit value, location, deductible amount, and the coverage limits you choose. This is general information and not insurance advice.
About condo insurance agents in Richmond
Condo insurance agents in Richmond Indiana help you understand the unique coverage needs for condominium owners. Unlike standard homeowners insurance, condo insurance typically covers the interior of your unit and personal property. Indiana law does not require condo insurance, but your mortgage lender and condo association likely do require it.
Frequently Asked Questions
What does a condo insurance agent in Richmond do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, interior walls, and liability. They also explain how your policy coordinates with the master insurance policy held by your condo association.
Is condo insurance required by Indiana law?
Indiana state law does not require condo insurance. However, most mortgage lenders and condo associations in Richmond require you to carry a minimum amount of coverage. Check your condo bylaws for specific requirements.
How does Indiana law affect my condo insurance claim?
Indiana has a statute of limitations of two years for filing a lawsuit on a property insurance claim. You should report any damage to your agent or insurer as soon as possible to avoid missing this deadline.
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