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Directory of condo insurance agents in Swansea, Illinois. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Swansea, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 2 condo insurance agents in Swansea, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Keith Wolf - State Farm Insurance Agent
216 Frank Scott Pkwy E #6, Swansea, IL 62226
(618) 235-9653
myagentkeithwolf.com
Wottowa Insurance Agency
3220 N Illinois St, Swansea, IL 62226
(618) 233-2882
wottowainsuranceagency.com
Condo insurance agents in Swansea Illinois help unit owners understand the specific coverage required by Illinois law. Illinois requires condo associations to carry a master policy, but individual unit owners need their own HO-6 policy to cover personal property and interior improvements. A local agent can explain how the Illinois Condominium Property Act affects your coverage needs.
What Does a Condo Insurance Agent in Swansea Cost?
Condo insurance in Illinois typically costs between 200 and 500 dollars per year for a standard HO-6 policy. Factors like your unit location, coverage limits, and deductible amount affect the price. Agents in Swansea can provide quotes based on your specific building and personal property value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Swansea do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They also explain how the Illinois Condominium Property Act requires the association to insure common areas, so you only need to insure your unit and personal property.
Do I need condo insurance if the association has a master policy in Illinois?
Yes. The Illinois Condominium Property Act requires associations to carry a master policy for common areas, but that policy does not cover your personal property, interior upgrades, or liability. An HO-6 policy fills these gaps and is often required by your mortgage lender.
How does Illinois law affect my condo insurance deductible?
Under Illinois law, the association master policy may cover damage to the building structure, but you are responsible for the deductible if the damage starts in your unit. A condo insurance agent can help you choose a deductible amount that matches your financial risk.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.