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Directory of condo insurance agents in Round Lake, Illinois. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Round Lake, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 2 condo insurance agents in Round Lake, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alejandro Pizarro - State Farm Insurance Agent
454 N Cedar Lake Rd, Round Lake, IL 60073
(847) 740-5713
roundlakeinsurance.com
Magnum Insurance Agency
237 N Cedar Lake Rd, Round Lake, IL 60073
(847) 201-2050
magnuminsurance.com
Condo insurance agents in Round Lake Illinois help owners understand the specific coverage needed under Illinois law. Illinois requires condo associations to carry a master policy but individual owners still need their own HO6 policy for interior fixtures and personal liability. A local agent can explain how the Illinois Condominium Property Act affects your coverage choices.
What Does a Condo Insurance Agent in Round Lake Cost?
The cost of a condo insurance policy in Round Lake Illinois typically ranges from 250 to 600 dollars per year for a standard HO6 policy. Factors that affect the price include your units location the amount of personal property coverage and the deductible chosen. Illinois specific risks like winter weather damage may also influence the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Round Lake do?
A condo insurance agent helps you find an HO6 policy that covers your personal property interior walls and liability. They also explain how your policy coordinates with the condo associations master insurance. In Illinois the master policy typically covers the building structure while your policy covers everything inside your unit.
Is condo insurance required in Illinois?
Yes Illinois condo associations usually require unit owners to carry an HO6 policy. The Illinois Condominium Property Act allows associations to set minimum coverage amounts. Your agent can help you meet these requirements while also protecting your personal belongings and providing liability coverage.
How does Illinois law affect condo insurance coverage?
Illinois law requires condo associations to have a master insurance policy but it does not set specific coverage limits for individual owners. However the Illinois Condominium Property Act says the master policy may have deductibles that unit owners must pay. A local agent can help you choose a policy that covers those deductibles and your personal liability.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.