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Condo Insurance Agents in Manhattan, IL

Directory of condo insurance agents in Manhattan, Illinois. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Manhattan, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 2 condo insurance agents in Manhattan, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nick Fellers - State Farm Insurance Agent
530 W North St #105, Manhattan, IL 60442
(708) 672-6644 nickismyagent.com
Brookhaven Financial LTD Sean Hannigan Agency
405 S State St, Manhattan, IL 60442
(815) 478-9848 brookhavenfinancialltd.com

Condo insurance agents in Manhattan, Illinois help you protect your unit and personal belongings. Illinois law requires condominium associations to carry a master policy, but owners still need an HO-6 policy for interior walls, fixtures, and personal liability. A local agent can explain how the Illinois Condominium Property Act affects your coverage needs.

What Does a Condo Insurance Agent in Manhattan Cost?

The cost of a condo insurance policy in Manhattan, Illinois typically ranges from 300 to 700 dollars per year for standard coverage. Factors such as your unit location, deductible amount, and coverage limits affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Manhattan Illinois do?
A condo insurance agent helps you find an HO-6 policy that covers your unit improvements, personal property, and liability. They also explain how the association master policy interacts with your individual coverage.
Is condo insurance required in Illinois?
Illinois law does not require individual condo insurance, but most mortgage lenders do require it. Your condominium association bylaws may also mandate that you carry a minimum amount of liability and loss assessment coverage.
What is loss assessment coverage for a condo in Illinois?
Loss assessment coverage pays your share of a special assessment from the condominium association for a covered loss. Illinois law allows associations to assess owners for deductibles and uninsured losses, making this coverage important.