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Condo Insurance Agents in Collinsville, IL

Browse condo insurance agents serving Collinsville, Illinois. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Collinsville, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 3 condo insurance agents in Collinsville, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jody White - State Farm Insurance Agent
450 Regency Centre, Collinsville, IL 62234
(618) 343-1400 jodywhiteagency.com
Cortnie Stone - State Farm Insurance Agent
1710 Vandalia St, Collinsville, IL 62234
(618) 345-2855 insuredbystone.com
Redmon Insurance Agency
405 St Louis Rd, Collinsville, IL 62234
(618) 344-0381 redmonagency.com

Condo insurance agents in Collinsville Illinois help owners protect their units with HO-6 policies. Illinois law requires condo associations to carry master policies but individual owners need coverage for personal property and interior improvements. Local agents understand Collinsville area risks and can explain how Illinois insurance regulations affect your policy.

What Does a Condo Insurance Agent in Collinsville Cost?

Condo insurance in Illinois typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors that affect price include your units location in Collinsville the amount of personal property coverage and the deductible you choose. Adding loss assessment coverage or higher liability limits can increase the premium. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Collinsville do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings and interior structures. They explain how your associations master policy works with your individual coverage. They also help you meet Illinois requirements for loss assessment coverage.
Do I need condo insurance in Illinois if the association has a master policy?
Yes you still need your own condo insurance in Illinois. The associations master policy typically covers only the building exterior and common areas. Your HO-6 policy covers your personal property liability and interior upgrades like cabinets and flooring.
How does Illinois law affect condo insurance requirements?
Illinois law requires condo associations to maintain property insurance on the building but does not require individual owners to buy HO-6 policies. However most mortgage lenders will require you to have coverage. Illinois also has specific rules about loss assessment coverage and how claims are handled.