The top-rated condo insurance agent in Coeur d'Alene, Idaho is Tim Skelton - State Farm Insurance Agent, rated 5.0 stars across 391 reviews. Other highly rated options include Redman & Company Insurance Inc., Glidden Group, Flathead Insurance Coeur d'Alene Insurance. This directory lists 20 condo insurance agents serving Coeur d'Alene.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Skelton - State Farm Insurance Agent | 2140 W Riverstone Dr Ste 202 | (208) 664-2155 |
| 2 | Redman & Company Insurance Inc. | 1410 S Lincoln Wy STE 100 | (208) 664-5263 |
| 3 | Glidden Group | 402 W Canfield Ave # 2 | (208) 962-0077 |
| 4 | Flathead Insurance Coeur d'Alene Insurance | 350 E Kathleen Ave #300 | (208) 667-7485 |
| 5 | 1st Choice Insurance Brokers, LLC | MAILING ADDRESS ONLY, 174 E Neider Ave #36 | (208) 758-8050 |
| 6 | Dirks Insurance Group, LLC | 1003 E Best Ave | (208) 664-9272 |
| 7 | Marsh McLennan Agency | 601 E Front Ave STE 502 | (208) 667-9406 |
| 8 | Panhandle Insurance | 1103 E Best Ave a | (208) 664-9223 |
| 9 | Pacific Crest Insurance - Coeur d'Alene | 402 W Canfield Ave # 2 | (208) 714-4251 |
| 10 | Neipert Insurance Agency Inc: Allstate Insurance | 293 E Appleway Ave | (208) 676-1747 |
Tim Skelton - State Farm Insurance Agent serves the Coeur d'Alene, Idaho metro and surrounding Kootenai County area with personalized condo insurance policies. The agency helps local condominium owners navigate coverage needs unique to shared-wall living, including protection for personal property and interior fixtures typically not covered by the master association policy. Liability coverage shields residents from accident costs within their individual units. Skelton also assists with adjusting dwelling limits to match renovations and high-value personal items such as electronics or artwork.
Redman & Company Insurance Inc. provides a full range of condo insurance services for unit owners and associations in the Coeur d'Alene area. Its service plans include personalized policy reviews to ensure adequate coverage for personal property, liability, and shared building structures. Routine maintenance advice is offered to help clients understand loss assessment responsibilities and common area protections. The agency services single-family homes, apartments, retail businesses, and various restaurants within the local community.
Glidden Group serves homeowners and property management firms throughout Coeur d'Alene, Idaho, by providing tailored condo insurance policies that protect individual units and shared building structures. Its agents help condominium associations navigate coverage options, including loss assessment protection and personal liability insurance. The company also assists clients in securing policies for rental and vacation properties within the region. Beyond Coeur d'Alene, Glidden Group extends its condo insurance services to clients in the neighboring community of Hayden.
Flathead Insurance Coeur d'Alene Insurance serves Coeur d'Alene and the surrounding communities of the Idaho Panhandle, and it specializes in condo insurance policies for local homeowners and associations. It handles both individual unit coverage and master policy gaps, addressing liability, personal property, and loss assessment concerns common to condominium living. When assessing a typical job, the company reviews the association’s master policy alongside the client’s personal needs to recommend tailored coverage limits for specific built-in features.
1st Choice Insurance Brokers, LLC in Coeur d'Alene, ID, distinguishes between a single policy purchase for a closed condo transaction and the recurring annual renewal of a master occupancy policy. Their coverage typically protects interior fixtures, personal liability, and loss assessments within the homeowner association’s master plan. Agent guidance helps align individual coverage with the specific bylaws and deductible risks common to local condo communities. Service in this area generally runs on a scheduled annual renewal basis rather than a purely one-time or as-needed model.
Dirks Insurance Group, LLC provides residential condo insurance services for owners in the Coeur d'Alene area. The company also handles commercial coverage options for local condo associations and property managers. Their work helps protect individual units and shared building structures common in this region. Clients can expect clear policy guidance and ongoing support, with the agent available for follow-up questions or policy adjustments between regular renewal visits.
Marsh McLennan Agency provides comprehensive insurance coverage for condominium associations, specializing in policies that protect common areas and shared building structures. The agency also offers tailored add-ons for individual unit owners, addressing interior improvements and personal liability within the complex. Servicing the Coeur d'Alene, ID area, the firm works with a variety of commercial clients, including offices, warehouses, and food service establishments.
Panhandle Insurance, serving Coeur d'Alene, Idaho, is known for helping owners of condominiums secure tailored, area‑specific coverage that fits both attached and single‑unit dwellings. The agency focuses on policies addressing common condo exposures, from interior damage and loss assessments to liability protection. Because Coeur d’Alene’s lakefront and mountain‐view properties present unique weather and water risks, the agent works to align each policy with those local conditions. For clients with expensive interior finishes or high‑value personal property, Panhandle Insurance can add a scheduled personal articles endorsement.
As the snowmelt arrives in Coeur d'Alene each spring, many condo owners worry about hidden water damage under roofs or behind walls. Neipert Insurance Agency Inc: Allstate Insurance provides customized condo insurance policies that address these common seasonal risks specific to the area. Their team works closely with policyholders to clarify gaps in master association coverage and individual unit protection. A typical first step involves a no-obligation review of the current declaration page, followed by a thorough walkthrough of the building’s condition to identify any immediate exposures.
What Does a a Condo Insurance Agent in Coeur d'Alene Cost?
Typical annual premiums for condo insurance in Idaho range from $300 to $800 depending on your unit value and coverage limits. Factors like location near the lake, building age, and your deductible affect the price. This is general information and not insurance advice.
About condo insurance agents in Coeur d'Alene
Condo insurance agents in Coeur d'Alene Idaho help you protect your unit and personal belongings. Idaho law requires condominium associations to maintain master policies but individual unit owners need their own HO-6 policy. Local agents understand the unique risks of living near Lake Coeur d'Alene and the seasonal weather patterns.
Frequently Asked Questions
What does condo insurance cover in Coeur d'Alene Idaho?
A standard HO-6 policy covers your personal property, interior walls, and liability. It also provides loss assessment coverage if the association charges you for a shared loss. Idaho law does not require individual condo insurance but most lenders do.
How much condo insurance do I need in Idaho?
You need enough to rebuild your unit's interior and replace your belongings. Many agents recommend at least $100,000 in liability coverage. Your association's master policy determines what is already covered so review that first.
Can I bundle condo insurance with other policies in Idaho?
Yes many insurance companies offer discounts for bundling condo insurance with auto or umbrella policies. A local Coeur d'Alene agent can compare multiple carriers to find the best rate for your situation.
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