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Compare condo insurance agents in Pearl City. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Pearl City, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 5 condo insurance agents in Pearl City, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
American Income Life: AO
98-1256 Kaʻahumanu St e203, Pearl City, HI 96782
(800) 842-0022
americanincomelifeao.com
Margaret Yamashita - State Farm Insurance Agent
850 Kamehameha Hwy Ste 113, Pearl City, HI 96782
(808) 455-7944
myamashita.com
Marcus Murakami: Allstate Insurance
98-1238 Kaʻahumanu St STE 303, Pearl City, HI 96782
(808) 638-4044
agents.allstate.com
Keala N Kamai: Allstate Insurance
450 Kamehameha Hwy Ste 8, Pearl City, HI 96782
(808) 486-3370
agents.allstate.com
Wayne Midro - State Farm Insurance Agent
425 Kamehameha Hwy STE 301, Pearl City, HI 96782
(808) 484-8844
teammidro.com
Condo insurance agents in Pearl City help owners understand the unique coverage needs for Hawaii condominiums. Hawaii law requires condo associations to carry master policies, but individual unit owners still need their own personal property and liability coverage. A local agent can explain how the Hawaii Revised Statutes affect your policy and what gaps you should fill.
What Does a Condo Insurance Agent in Pearl City Cost?
Condo insurance in Hawaii typically costs between 200 and 600 dollars per year for standard coverage. Factors like location, unit value, and deductible choices affect the premium. Pearl City policies may cost more if the building is near the coast or in a flood zone. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Pearl City do?
A condo insurance agent helps you find a policy that covers your personal belongings, interior fixtures, and liability. They also explain how your coverage works with the association master policy required under Hawaii law.
Is condo insurance required in Hawaii?
Hawaii law does not require individual condo owners to carry insurance, but most mortgage lenders do require it. Your association bylaws may also mandate minimum coverage for your unit.
How does the Hawaii condo master policy affect my coverage?
The master policy covers common areas and the building structure. Your personal policy should cover improvements inside your unit, your belongings, and liability. A Pearl City agent can help you avoid gaps between the two policies.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.