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Compare Condo Insurance Agents in Kailua, HI

Compare condo insurance agents in Kailua. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Kailua, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 7 condo insurance agents in Kailua, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Matthew Kendig - State Farm Insurance Agent
970 N Kalaheo Ave #C-104, Kailua, HI 96734
(808) 262-6155 kendighawaii.com
Scott Harada - State Farm Insurance Agent
328 Uluniu St Suite 204, Kailua, HI 96734
(808) 261-5024 kailuainsurance.com
Randy Nishii - State Farm Insurance Agent
111 Hekili St #105, Kailua, HI 96734
(808) 262-6155 randynishii.com
Andrew Fong - State Farm Insurance Agent
670 Kailua Rd, Kailua, HI 96734
(808) 263-2290 andrewfonginsurance.com
First American Title Company, Inc.
143 Hekili St Suite 101, Kailua, HI 96734
(808) 664-6730 local.firstam.com
Jack Wolfe Insurance Inc
146 Hekili St #102, Kailua, HI 96734
(808) 261-7922 jwii.com
Allstate Insurance - Timothy Takahashi
518 Wailepo St #1, Kailua, HI 96734
(808) 262-8181 agents.allstate.com

A condo insurance agent in Kailua Hawaii can help you understand the specific coverage needed for your unit. Hawaii law requires condo associations to carry master policies, but individual unit owners need their own HO6 policy to cover personal property and interior improvements. Local agents know the unique risks of island living including hurricane and volcanic activity.

What Does a Condo Insurance Agent in Kailua Cost?

Condo insurance in Kailua Hawaii typically costs between 300 and 800 dollars per year for a standard HO6 policy. Factors like your unit value, deductible choice, and added flood or hurricane coverage affect the price. Premiums are higher in high risk zones near the coast. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Kailua do?
A condo insurance agent helps you find a policy that covers your personal belongings, interior walls, and liability. They explain how the associations master policy and your HO6 policy work together. They also advise on flood and hurricane endorsements needed in Hawaii.
Do I need condo insurance in Kailua Hawaii?
Yes, most lenders require an HO6 policy for a condo mortgage. Even if you own outright, Hawaii law does not require individual condo insurance but it protects you from costly repairs and liability claims. A local agent can help you decide on coverage limits.
How do I choose a condo insurance agent in Kailua?
Look for an agent licensed in Hawaii with experience in condo HO6 policies. Ask about their knowledge of local building codes and natural disaster risks. Check if they represent multiple insurance companies so you can compare options.