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Find Condo Insurance Agents Near You in Ewa Beach, HI

Directory of condo insurance agents in Ewa Beach, Hawaii. Verify credentials with the state department of insurance before hiring.

6 agents listed
Updated May 2026
Ewa Beach, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 6 condo insurance agents in Ewa Beach, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frelynn Kahalehili - State Farm Insurance Agent
91-902 Fort Weaver Rd p103, Ewa Beach, HI 96706
(808) 689-7700 ewabeachinsurance.com
Colin Alos - State Farm Insurance Agent
91-1123 Keaunui Dr Ste 227, Ewa Beach, HI 96706
(808) 689-6899 alosinsurance.com
Rayna Toyama - State Farm Insurance Agent
91-3575 Iwikuamoo St #9005, Ewa Beach, HI 96706
(808) 674-4144 raynatoyama.com
Marc Dixon: Allstate Insurance
91-902 Fort Weaver Rd #205, Ewa Beach, HI 96706
(808) 689-9770 agents.allstate.com
Century 21 Island Homes - Ewa Beach
91-1105 Keaunui Dr, Ewa Beach, HI 96706
(808) 888-7513 homesforsale.century21.com
Assure Plus Insurance HI
265 Fort Weaver Rd, Ewa Beach, HI 96706
(808) 646-2307

A condo insurance agent in Ewa Beach can help you understand the specific coverage needs for your unit under Hawaii law. Hawaii Revised Statutes Section 514B-147 requires associations to carry a master policy, but owners still need individual HO-6 policies for interior improvements and personal liability. An experienced agent can explain how these two policies work together to protect your investment.

What Does a Condo Insurance Agent in Ewa Beach Cost?

Typical condo insurance costs in Hawaii range from 300 to 800 dollars per year for a standard HO-6 policy. Factors include the unit location in Ewa Beach, the age of the building, the amount of interior coverage, and the deductible you choose. Premiums may be higher near the coast due to hurricane and flood risk. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Ewa Beach do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, interior walls, and liability. They also explain how the association master policy interacts with your individual coverage. This is important because Hawaii law does not require the master policy to cover your personal belongings or upgrades.
Do I need condo insurance if the association has a master policy?
Yes. The association master policy typically covers the building structure and common areas but not your personal property or interior improvements. Without your own HO-6 policy, you could be personally responsible for damage to your cabinets, flooring, and appliances. Hawaii law allows associations to assess owners for losses not covered by the master policy.
How does Hawaii law affect my condo insurance needs?
Hawaii Revised Statutes Section 514B-147 requires the association to maintain a master policy covering the common elements. However, each unit owner is responsible for insuring their own unit improvements and personal property. An agent can help you determine the right amount of coverage based on your unit value and the association bylaws.