The top-rated condo insurance agent in Augusta, Georgia is Insurance Center, rated 4.9 stars across 778 reviews. Other highly rated options include Drew Creswell - State Farm Insurance Agent, Acceptance Insurance, Keith Perret - State Farm Insurance Agent. This directory lists 21 condo insurance agents serving Augusta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Center | 1499 Ellis St | (706) 722-4818 |
| 2 | Drew Creswell - State Farm Insurance Agent | 4205 Columbia Rd | (706) 863-2956 |
| 3 | Acceptance Insurance | 2803 Wrightsboro Rd STE 33 | (706) 591-7017 |
| 4 | Keith Perret - State Farm Insurance Agent | 2350 Washington Rd | (706) 925-5433 |
| 5 | Capps Insurance Agency | 1254 Broad St | (706) 722-7292 |
| 6 | Morgan Brinson - State Farm Insurance Agent | 1201 George C Wilson Dr | (706) 860-1233 |
| 7 | Blanchard & Calhoun Insurance Agency | 245 Davis Rd | (706) 650-6000 |
| 8 | Whit Blanchard Insurance Group | 1901 Walton Wy | (706) 210-4651 |
| 9 | Affordable Insurance Agency, Inc. | 3084 Deans Bridge Rd | (706) 790-4381 |
| 10 | Anthony Thuan - State Farm Insurance Agent | 3228 Washington Rd | (706) 955-8475 |
Insurance Center serves Augusta, Georgia, offering condo insurance agent services to local residents. The agency helps condominium owners secure coverage tailored to their specific property needs. It provides guidance on policies that protect individual units against common risks. This includes addressing the unique insurance requirements for attached housing structures. Clients receive assistance in assessing appropriate coverage levels for their personal property and shared building elements. Insurance Center handles both standard condo unit interior protection and additional liability coverage.
Drew Creswell’s State Farm Insurance Agency in Augusta, GA provides personalized condo insurance services to local property owners. The agency helps assess dwelling coverage needs and offers liability protection for common condo exposures. Service plans include policy reviews upon renewal and claims assistance for unit owners. The office supports clients with single-family homes, apartments, retail spaces, and restaurants.
Acceptance Insurance serves the Augusta, Georgia area as a local Condo Insurance Agent. The company helps condominium owners secure coverage that protects their individual units and personal belongings against common risks. Their services include policies that address the unique needs of condo dwellers, such as loss assessments and interior structural repairs not covered by the master association policy. They assist with tailoring coverage for liability protection and personal property within the unit.
Serving Augusta, Georgia, and the surrounding communities, this office provides condo insurance and covers the specific needs of condominium owners in the area. It handles policies that address interior structures, personal liability, and loss assessments from the condo association. The agent works with clients to review their dwelling coverage limits and ensure protection aligns with their bylaws. To handle a typical job, Keith Perret conducts a thorough walkthrough of the policy details with the client, identifying gaps in coverage and explaining each applicable endorsement.
Capps Insurance Agency serves condominium unit owners and homeowners associations throughout Augusta, Georgia. It provides policies tailored to cover interior structures, personal property, and liability exposures unique to condo living. Assistance is also offered to property managers seeking coverage for common areas and shared building elements. By clarifying distinctions between master policies and individual unit needs, the agency helps clients secure appropriate protection. Its service area extends to Martinez, ensuring residents and associations in this neighboring part of the metro area also receive expert guidance.
Morgan Brinson - State Farm Insurance Agent in Augusta, GA offers specialty condo insurance services focused on protecting individual unit owners from inside structural damage and personal liability. It provides general insurance work that includes coverage for personal belongings, loss of use, and additional living expenses after a covered event. The office assists local condo owners with adapting policies to address seasonal concerns, such as increased wind and hail risks during the summer storm season in the CSRA region.
Condo insurance agents in Augusta offer clients the choice between a one-time policy purchase or an ongoing service relationship with periodic policy reviews. Coverage typically protects the condo’s interior structure, personal belongings, and liability when the master policy covers the building's exterior. An agency like Blanchard & Calhoun Insurance Agency provides guidance on standard HO-6 policies that fill gaps in the building’s insurance. Service runs on an as-needed basis, triggered by a policy renewal, a unit purchase, or a claim situation requiring professional advice.
Whit Blanchard Insurance Group works with property owners throughout the Augusta, GA area to secure standard condo coverage, and it specializes in adding flood and windstorm endorsements to protect against local weather risks. The agency customizes liability limits and loss assessment protections for individual condo associations and unit owners. It serves commercial sectors such as office buildings, warehouses, and food service establishments, tailoring policies to each business's specific operational needs.
Affordable Insurance Agency, Inc. provides residential condo insurance services to property owners in Augusta, GA. This agency also handles commercial coverage options tailored for local condo associations and multifamily properties within the Augusta area. Policies are designed to protect individual units and shared building structures from common regional risks. Clients looking for condo insurance in this market can rely on practical guidance for their specific needs. The agency emphasizes follow-up and repeat service between regular visits to ensure coverage stays aligned with changing property conditions.
What Does a a Condo Insurance Agent in Augusta Cost?
Condo insurance in Georgia typically costs between 200 and 600 dollars per year for a standard HO6 policy. Factors like the unit location, building age, coverage limits, and deductible amount affect the premium. Augusta rates may be slightly higher near flood zones. This is general information and not insurance advice.
About condo insurance agents in Augusta
Condo insurance agents in Augusta Georgia help owners secure HO6 policies that cover personal property and interior structures. Georgia law requires condo associations to carry master insurance but individual owners still need their own coverage for deductibles and upgrades. An agent can explain how the Georgia Condominium Act affects your policy choices and liability protection.
Frequently Asked Questions
What does a condo insurance agent in Augusta do?
A condo insurance agent helps you find an HO6 policy that covers your personal belongings, interior walls, and liability. They also explain how the association master policy works with your individual coverage. Agents in Augusta know local building costs and flood risks from the Savannah River.
Is condo insurance required in Georgia?
Yes, most Georgia condo associations require owners to carry an HO6 policy. The Georgia Condominium Act allows associations to set minimum coverage amounts. Your agent can help you meet these requirements while avoiding gaps in protection.
How do I choose a condo insurance agent in Augusta?
Look for an agent licensed in Georgia with experience in condo policies. Ask if they work with multiple insurance companies so you can compare options. A good agent will review your association bylaws and master policy before making recommendations.
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