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Condo Insurance Agents in New Port Richey, FL

Browse condo insurance agents serving New Port Richey, Florida. Contact information and addresses listed below.

5 agents listed
Updated May 2026
New Port Richey, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 5 condo insurance agents in New Port Richey, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paradise Insurance Services - A Division of Kness & Associates Insurance & Investments
11902 Little Rd, New Port Richey, FL 34654
(727) 233-2012 knessinsurance.com
Insurance One LLC
New Port Richey, FL 34652
(727) 844-3838 progressiveagent.com
Gulf Coast Executive Insurance, LLC
4914 FL-54, New Port Richey, FL 34652
(727) 846-1001
Across the Bay Insurance LLC
4819 FL-54, New Port Richey, FL 34652
(727) 785-9100 acrossthebayinsurance.com
Whitco Insurance
5802 FL-54, New Port Richey, FL 34652
(727) 842-9555 whitcoinsurancenpr.com

Condo insurance agents in New Port Richey help owners secure HO6 policies that cover interior walls, fixtures, and personal property. Florida law requires condo associations to carry a master policy, but individual unit owners need their own coverage for improvements and liability. Local agents understand the specific risks in Pasco County, including hurricane exposure and flood zones.

What Does a Condo Insurance Agent in New Port Richey Cost?

Condo insurance in New Port Richey typically costs between 300 and 800 dollars per year for a standard HO6 policy. Premiums depend on factors like unit location, building age, coverage limits, and deductibles. Windstorm coverage may add 100 to 300 dollars annually. Flood insurance is separate and costs about 500 to 1,000 dollars per year through the NFIP. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in New Port Richey do?
A condo insurance agent helps you find an HO6 policy that covers your personal belongings, interior upgrades, and liability. They can also explain how your policy coordinates with the condo associations master policy under Florida law.
Do I need condo insurance if the association has a master policy?
Yes. The master policy typically covers the building structure and common areas. Your HO6 policy covers your unit interior, personal property, and liability. Florida law does not require individual coverage, but most lenders do.
How does Florida law affect condo insurance requirements?
Florida Statute 718.111 requires condo associations to maintain property insurance on the building. Individual owners must insure their own improvements and personal property. After Hurricane Ian, many policies now require separate windstorm deductibles.