Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 5 condo insurance agents in Miami Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Toscano Insurance Group
1111 Lincoln Rd Suite 500, Miami Beach, FL 33139
(305) 397-8807
toscanoinsurance.com
Estrella Insurance
1321 Alton Rd, Miami Beach, FL 33139
(305) 534-9434
agents.estrellainsurance.com
Pamela Brumer: Allstate Insurance
141 Alton Rd, Miami Beach, FL 33139
(305) 531-1223
agents.allstate.com
A & T Insurance Brokerage Inc
800 71st St #1, Miami Beach, FL 33141
(305) 868-1148
atinsurancebrokers.com
South Beach Insurance Agency
1000 Lincoln Rd STE 240, Miami Beach, FL 33139
(305) 532-7623
southbeachinsurance.com
What Does a Condo Insurance Agent in Miami Beach Cost?
Condo insurance in Miami Beach typically costs between 300 and 800 dollars per year for a standard unit. Policies with windstorm coverage or high value contents can cost 1,000 to 2,500 dollars annually. The actual price depends on your unit location deductible and coverage limits. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Miami Beach do?
A condo insurance agent helps you find a policy that covers your personal belongings interior walls and liability. They review your condo associations master policy to identify gaps in coverage. This ensures you are not left unprotected for items the association does not cover.
Do I need condo insurance if my association has a master policy?
Yes you still need individual coverage. The master policy typically covers the building structure and common areas. Your personal property interior improvements and liability for accidents inside your unit are your responsibility. Florida law does not require owners to buy insurance but most mortgage lenders do.
How does Florida law affect condo insurance requirements?
Florida Statutes Section 718.111 requires condo associations to maintain property insurance on the buildings. However owners must still insure their own unit improvements and personal property. After Hurricane Andrew many policies now include higher deductibles and windstorm exclusions. An agent can help you understand these specific Florida requirements.