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Condo Insurance Agents in Merritt Island, FL

Directory of condo insurance agents in Merritt Island, Florida. Verify credentials with the state department of insurance before hiring.

12 agents listed
Updated May 2026
Merritt Island, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 12 condo insurance agents in Merritt Island, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A-AARROW Insurance
105 N Courtenay Pkwy, Merritt Island, FL 32952
(321) 459-2434 aarrowinsurance.com
Sara Houston - State Farm Insurance Agent
2255 N Courtenay Pkwy #3, Merritt Island, FL 32953
(321) 252-4800 gotsara.com
Turner Florida Insurance
232 S Courtenay Pkwy, Merritt Island, FL 32952
(321) 252-1720 turnerfloridains.com
Acceptance Insurance
235 Crockett Blvd, Merritt Island, FL 32953
(321) 337-7585 locations.acceptance.com
Jim Holder - State Farm Insurance Agent
125 E Merritt Island Cswy Ste 102, Merritt Island, FL 32952
(321) 452-8000 calljimholder.com
Robert Ranew - State Farm Insurance Agent
700 E Merritt Island Cswy STE 7, Merritt Island, FL 32952
(321) 456-5760 robertranew.com
First Florida Insurance of Merritt Island
2460 N Courtenay Pkwy #115, Merritt Island, FL 32953
(321) 205-1741 ffimi.com
Rutledge Insurance Group
2235 N Courtenay Pkwy F, Merritt Island, FL 32953
(321) 441-4805 rutledgeinsgroup.com
Mr Auto Insurance
325 E Merritt Island Cswy STE G, Merritt Island, FL 32952
(321) 452-5022 mrauto-insurance.com
Brevard Coastal Insurance
125 E Merritt Island Cswy Suite 105, Merritt Island, FL 32952
(321) 452-8888 brevardcoastal.com
John Merrick Jr. Insurance Inc.
1365 N Courtenay Pkwy Unit D, Merritt Island, FL 32953
(321) 635-1650 johnmerrickinsurance.com
GreatFlorida Insurance: Cheryl Miller
923 N Courtenay Pkwy STE 101, Merritt Island, FL 32953
(321) 723-3432 merrittisland.greatflorida.com

A condo insurance agent in Merritt Island Florida helps you understand the specific coverage needed for your unit. Florida law requires condo associations to have a master policy, but individual unit owners must insure their personal property and interior improvements. An agent can explain how the Florida Condominium Act affects your insurance needs.

What Does a Condo Insurance Agent in Merritt Island Cost?

The cost of a condo insurance policy in Florida typically ranges from 300 to 800 dollars per year for a basic policy. However, premiums can be higher for units in high risk flood zones or older buildings. Factors like coverage limits, deductible amounts, and the insurance company all affect the final price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Merritt Island do?
A condo insurance agent helps you find a policy that covers your personal belongings, interior walls, and liability. They also review your association master policy to identify gaps in coverage. This ensures you are not underinsured for Florida specific risks like hurricanes.
Do I need condo insurance if the association has a master policy?
Yes, the master policy usually covers the building structure and common areas. Your individual policy covers your personal property, upgrades, and liability. Florida law does not require you to have a unit owner policy, but your mortgage lender will likely require it.
How does Florida hurricane risk affect condo insurance?
Florida has a high risk of hurricane damage, so many policies include a separate hurricane deductible. This deductible is usually a percentage of your coverage amount, such as 2% or 5%. An agent can help you choose a deductible that fits your budget.