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Find Condo Insurance Agents Near You in Cocoa Beach, FL

Looking for a condo insurance agent in Cocoa Beach? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Cocoa Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 condo insurance agents in Cocoa Beach, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brevard Insurance & Marketing, Inc.
3201 N Atlantic Ave, Cocoa Beach, FL 32931
(321) 783-2404 brevardins.us
Space Coast Insurance Advisors, Inc
5505 N Atlantic Ave # 102, Cocoa Beach, FL 32931
(321) 784-2300 insurancecocoabeachfl.com

Condo insurance agents in Cocoa Beach help owners secure policies that cover interior fixtures personal property and liability. Florida law requires condominium associations to carry a master policy but individual unit owners need their own HO-6 policy to cover improvements and personal belongings. Working with a local agent ensures your coverage meets Cocoa Beach specific risks like windstorms and flooding.

What Does a Condo Insurance Agent in Cocoa Beach Cost?

Typical condo insurance costs in Florida range from 300 to 800 dollars per year for an HO-6 policy. Factors include the unit value location deductible and coverage limits. Flood insurance adds 400 to 1 200 dollars annually depending on flood zone and elevation. Windstorm coverage may increase premiums in coastal areas like Cocoa Beach. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Cocoa Beach do?
A condo insurance agent helps you find an HO-6 policy that covers your unit interior personal property and liability. They explain the difference between the association master policy and your individual needs. Agents also advise on flood and windstorm coverage which are important in Cocoa Beach.
Do I need flood insurance for my Cocoa Beach condo?
Yes flood insurance is strongly recommended for Cocoa Beach condos. Standard condo policies do not cover flood damage. You can buy a separate flood policy through the National Flood Insurance Program or a private insurer.
What Florida laws affect condo insurance requirements?
Florida Statute 718.111 requires condominium associations to maintain property insurance on the building. Individual owners must insure their unit interior improvements and personal property. There is no state law requiring individual HO-6 coverage but mortgage lenders usually require it.