The top-rated condo insurance agent in Washington, District Of Columbia is Claude Harriott - State Farm Insurance Agent, rated 5.0 stars across 671 reviews. Other highly rated options include Tom Troyano – State Farm Insurance Agent, David Gonzalez - State Farm Insurance Agent, Edwin Ampiah-Addison - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Washington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Claude Harriott - State Farm Insurance Agent | 80 M St SE | (202) 742-9877 |
| 2 | Tom Troyano – State Farm Insurance Agent | 14 Ridge Square NW 3rd Floor #340 | (202) 758-3774 |
| 3 | David Gonzalez - State Farm Insurance Agent | 700 Pennsylvania Ave. SE Ste 2026 | (202) 506-3636 |
| 4 | Edwin Ampiah-Addison - State Farm Insurance Agent | 405B H St NE | (202) 289-5800 |
| 5 | Jeunesse Wright - State Farm Insurance Agent | 2233 Wisconsin Ave NW Ste 504 | (202) 333-4134 |
| 6 | Nicole Edwards - State Farm Insurance Agent | 800 Maine Ave SW #200 | (202) 863-2700 |
| 7 | Mary Snider - State Farm Insurance Agent | 1 Thomas Cir NW STE 700 | (301) 622-9440 |
| 8 | Tyler Sweigart - State Farm Insurance Agent | 1763 Columbia Rd NW Suite 100 | (202) 462-1061 |
| 9 | Capital Insurance Partners | 5028 Wisconsin Ave #103 | (202) 362-4500 |
| 10 | Lloyd Chesley Jr - State Farm Insurance Agent | 1255 Union St NE Floor 7 - 42 | (202) 863-1400 |
Claude Harriott - State Farm Insurance Agent serves the Washington, DC area, offering condo insurance policies for local homeowners. This agent helps unit owners protect their personal property and interior structures against common risks such as theft, fire, and water damage. Condo insurance typically covers individual liability and loss assessments from the association. The agency also assists clients in understanding gaps in the building’s master policy. It handles customization of personal liability coverage and loss assessment endorsements specific to DC condo associations.
Tom Troyano – State Farm Insurance Agent in Washington, DC offers condo insurance policies tailored for individual unit owners. Coverage options typically include protection for personal property, interior fixtures, and liability. Service or maintenance plans involve policy reviews to adjust coverage as needs change and claims assistance to help navigate the process. The agency provides its insurance services for single-family homes, apartments, and various retail and restaurant properties located throughout the local area.
David Gonzalez - State Farm Insurance Agent serves homeowners, renters, and property managers in Washington, DC, focusing on condo insurance policies that protect individual units and shared building assets. The agency helps clients navigate coverage for personal belongings, liability, and loss assessments. For high-rise or garden-style condominiums, policies are tailored to meet both individual needs and association requirements. Service also extends to the nearby communities of Arlington and Alexandria across the Potomac in Northern Virginia.
Edwin Ampiah-Addison - State Farm Insurance Agent serves Washington, DC and its surrounding communities, handling policies for condo owners seeking coverage for their individual units. This office assists clients with protection for personal property, liability, and interior structural elements not covered by the association’s master policy. A typical job begins with a discussion of the client’s building layout and personal assets, then develops a customized policy that balances adequate coverage with the client’s budget constraints.
Jeunesse Wright - State Farm Insurance Agent in Washington, DC distinguishes between one-time policy setup and ongoing service for managing claims and renewals. Their coverage options help protect condo owners against interior damage, liability, and loss of personal belongings within their unit. Service operates on an as-needed basis, primarily triggered by policy changes, renewal cycles, or filing a claim.
Specializing in condo insurance, Nicole Edwards - State Farm Insurance Agent in Washington, DC provides policies tailored to unit owners. Its general services include protecting personal property and liability within condominium associations. The agency assists clients in understanding how master policies interact with individual coverage needs. It also customizes deductibles to fit each policyholder’s budget. During winter months, it helps condo owners address risks like frozen pipes that can damage interiors.
As Washington, DC, condo owners prepare for the seasonal changes that bring both humidity and occasional winter freezes, Mary Snider - State Farm Insurance Agent helps address the specific coverage gaps that often arise with shared-building policies. This local agency works with residents to understand how a master policy interacts with individual unit protection, ensuring valuables and personal liability are properly covered. For anyone moving into a new condo or reviewing an existing plan, the initial step is a full personal property and liability inspection to determine exactly what is needed.
Tyler Sweigart - State Farm Insurance Agent in Washington, DC, assists clients with securing coverage for their condominium properties. The agency specializes in tailoring policies that address the unique needs of condo owners, including protection for interior structures, personal belongings, and liability exposures beyond a master policy. Its work also extends to serving commercial sectors such as offices, retail spaces, and food service operations requiring property and general liability insurance.
Capital Insurance Partners in Washington, DC is known for helping condo owners secure tailored coverage that protects both individual units and shared building assets. Its service range includes finding policies that cover personal liability, interior improvements, and loss assessments from the condo association’s master policy. The agency guides clients through the specific insurance requirements of local homeowners associations. It offers a specialty add-on for water backup coverage, safeguarding against damage from sump pump failures or sewer line blockages.
What Does a a Condo Insurance Agent in Washington Cost?
Condo insurance in Washington District of Columbia typically costs between 250 and 600 dollars per year for a standard HO-6 policy. Factors affecting cost include the unit location, coverage limits, deductible amount, and the age of the building. Premiums may be higher in flood-prone areas near the Potomac River or Anacostia River. This is general information, not insurance advice.
About condo insurance agents in Washington
A condo insurance agent in Washington District of Columbia helps you understand the unique coverage needs for DC condominiums. District of Columbia law requires condo associations to carry a master policy that covers common areas, but individual unit owners still need an HO-6 policy for personal property and interior improvements. An agent can explain how the DC Condominium Act affects your insurance obligations.
Frequently Asked Questions
What does a condo insurance agent in Washington DC do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They also review your condo associations master policy to identify gaps in coverage. Agents licensed in the District of Columbia can explain local requirements like the DC Condominium Act.
Is condo insurance required in Washington District of Columbia?
Yes, most DC condo associations require unit owners to carry an HO-6 policy as a condition of the purchase agreement. While DC law does not mandate individual insurance, lenders typically require it for mortgages. An agent can help you meet these requirements.
How do I choose a condo insurance agent in DC?
Look for an agent licensed in the District of Columbia with experience in condo insurance. Ask about their knowledge of the DC Condominium Act and how they handle claims related to water damage or liability. Verify their credentials through the DC Department of Insurance Securities and Banking.