The top-rated condo insurance agent in Wilmington, Delaware is Anne Scharp - GEICO Insurance Agent, rated 4.5 stars across 609 reviews. Other highly rated options include Tara McDonald - State Farm Insurance Agent, Ray Aungst: Allstate Insurance, Abby Pubusky - State Farm Insurance Agent. This directory lists 32 condo insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Anne Scharp - GEICO Insurance Agent | 3925 Kirkwood Hwy | (302) 998-9192 |
| 2 | Tara McDonald - State Farm Insurance Agent | 4408 Limestone Rd | (302) 234-1116 |
| 3 | Ray Aungst: Allstate Insurance | 5301 Limestone Rd #124 | (302) 291-3500 |
| 4 | Abby Pubusky - State Farm Insurance Agent | 1805 Foulk Rd Suite H | (302) 434-3333 |
| 5 | Connie Barba - State Farm Insurance Agent | 9B Trolley Square | (302) 429-0300 |
| 6 | Ken Brown - State Farm Insurance Agent | 3700 Lancaster Pike Suite 400 | (302) 266-7600 |
| 7 | Dawn Moore Jones - State Farm Insurance Agent | 1303 Kirkwood Hwy | (302) 999-9101 |
| 8 | Garland Thompson - State Farm Insurance Agent | 1211 N King St Ste 200 (2nd Floor | (302) 407-6262 |
| 9 | McAfee Insurance Agency | 1816 W 4th St | (302) 655-7999 |
| 10 | Raleigh Collins Jr - State Farm Insurance Agent | 250 Philadelphia Pike 1st Floor | (302) 764-6802 |
Anne Scharp - GEICO Insurance Agent serves the Wilmington, Delaware metro area as a provider of condo insurance policies. This agency helps local condominium owners secure coverage that protects their personal belongings and interior structural elements not covered by a building’s master policy. They guide clients through the unique requirements of condo living, including liability protection for incidents within the unit. Common policies also address loss assessments from the condo association and additional living expenses during repairs.
Tara McDonald - State Farm Insurance Agent offers a range of condo insurance services tailored to property owners in Wilmington, DE. Coverage options typically protect against common risks such as fire, theft, and liability within individual units. Service plans often include personalized policy reviews to help ensure adequate protection for personal belongings and interior structures. The agency assists with claims support and adjusts plans as needs change. It services various property types, including single-family homes, apartments, and retail properties in the local area, as well as restaurants requiring specialized business coverage.
Ray Aungst: Allstate Insurance serves Wilmington, Delaware, and the surrounding communities. It handles specialized condo insurance policies for local homeowners. These policies typically cover interior structures, personal property, and liability protection. Renters and unit owners may also find tailored options for their specific needs. The company generally works directly with clients to review their building’s master policy. It then advises on the individual coverage required to fill gaps in protection. This approach helps ensure each client understands their coverage limits and deductible choices before finalizing a policy.
As a Wilmington condo insurance agent, Abby Pubusky - State Farm Insurance Agent helps condominium owners obtain specialized coverage that protects their personal belongings and interior structures not covered by the association master policy. This service includes liability protection for accidents within the unit. The agency also assists clients with renters insurance, life insurance, and auto policies to create a comprehensive financial plan. As the coastal season approaches, it helps condominium residents review their hurricane and flood damage coverage to prepare for potential storms in Delaware.
Connie Barba - State Farm Insurance Agent in Wilmington, DE, provides general insurance services and adds specialized condo insurance coverage. This includes protection tailored for individual unit owners within shared building structures. The agency addresses common condo exposures such as interior damage, personal liability, and loss assessments from the association’s master policy. Services extend to commercial sectors like small offices, warehouses, and food service operations, ensuring these businesses obtain appropriate property and liability policies.
Ken Brown - State Farm Insurance Agent in Wilmington, DE provides residential condo insurance services designed to protect individual units from common perils like fire, theft, and water damage. For clients who operate businesses from their condominiums, commercial coverage options are also available to address liability and property exposures. The agency serves clients throughout the Wilmington area, offering in-person consultations and policy reviews. After initial coverage is established, clients can expect follow-up assistance at renewal time and ongoing support between regular visits for policy adjustments or claims help.
Dawn Moore Jones - State Farm Insurance Agent serves Wilmington homeowners, condo owners, and property managers needing tailored coverage for individual units and shared building structures. The agency helps clients select condo insurance policies that protect personal belongings and interior fixtures while addressing association requirements for liability and loss assessment. These policies also safeguard against common perils such as water damage, fire, and theft. In addition to serving the Wilmington area, the agency extends its coverage support to residents in the nearby community of Newark.
Garland Thompson - State Farm Insurance Agent is a Wilmington, DE company known for its focus on condo insurance. It serves local condo owners with policies that protect their individual units and personal belongings. This office handles the specific coverage needs of condominium associations and individual unit owners alike. A specialty service this agency can add on is loss assessment coverage, which helps protect policyholders from unexpected charges tied to shared building repairs.
As a Condo Insurance Agent in Wilmington, Delaware, McAfee Insurance Agency provides a range of services tailored to meet the coverage needs of condominium owners. The agency guides clients through the process of securing appropriate policies that protect individual units and personal belongings. Service and maintenance plans are designed to help policyholders review their coverage annually and adjust for changes in property value or liability. McAfee Insurance Agency services single-family homes, apartments, and retail and restaurant properties within the local area.
What Does a a Condo Insurance Agent in Wilmington Cost?
Typical condo insurance in Delaware costs between 200 and 600 dollars per year for a standard HO6 policy. Factors like location in Wilmington, building age, and coverage limits affect the premium. Higher liability limits and loss assessment coverage can add 50 to 150 dollars annually. This is general information and not insurance advice.
About condo insurance agents in Wilmington
Condo insurance agents in Wilmington Delaware help owners secure HO6 policies that cover personal property and interior walls. Delaware law requires condo associations to carry a master policy but owners still need coverage for improvements and liability. An agent can explain the difference between bare walls and all-in master policies common in Delaware complexes.
Frequently Asked Questions
What does a condo insurance agent in Wilmington do?
A condo insurance agent reviews your associations master policy and recommends an HO6 policy to fill coverage gaps. They help you choose personal property limits and liability protection. They also advise on loss assessment coverage for special assessments from the condo board.
Is condo insurance required by law in Delaware?
Delaware law does not require condo owners to carry insurance but most mortgage lenders do require an HO6 policy. Your condo associations bylaws may also mandate minimum coverage. An agent can help you meet these requirements.
How does Delaware law affect condo insurance costs?
Delaware follows a contributory negligence rule which can impact liability claims. The state also has a 2 year statute of limitations for property damage claims. These factors influence how agents price policies in Wilmington.
Condo Insurance Agents in Other Delaware Cities
Bear · Dover · Middletown · Newark