The top-rated condo insurance agent in Stratford, Connecticut is A J Gambardella Insurance and Financial Services, rated 5.0 stars across 474 reviews. Other highly rated options include Omar Juarbe - State Farm Insurance Agent, Portsmouth Atlantic Insurance, Rick LoCicero - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Stratford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A J Gambardella Insurance and Financial Services | 6580 Main St #201 | (203) 377-8455 |
| 2 | Omar Juarbe - State Farm Insurance Agent | 3231 Main St | (203) 377-5167 |
| 3 | Portsmouth Atlantic Insurance | 160 1st Ave | (603) 431-4020 |
| 4 | Rick LoCicero - State Farm Insurance Agent | 1516 Barnum Ave | (203) 610-6939 |
| 5 | Scott Insurance | 3151 Main St | (203) 375-5847 |
| 6 | Rocco Casinelli - State Farm Insurance Agent | 999 Oronoque Ln Ste 206 | (203) 750-1700 |
| 7 | Kevin Lavelle: Allstate Insurance | 3651 Main St Unit 1 | (203) 371-1131 |
| 8 | Auto-Cycle Insurance | 1742 Barnum Ave | (203) 366-2000 |
| 9 | Carl Baker - State Farm Insurance Agent | 305 Boston Ave #202 | (203) 385-1108 |
| 10 | Dougherty Insurance Agency, Inc. | 2420 Main St | (203) 377-4394 |
A J Gambardella Insurance and Financial Services provides a range of coverage options tailored specifically for condo owners in the Stratford area. Its service approach includes regular policy reviews to help adjust coverage as property values and personal asset needs change over time, with an emphasis on clear communication about policy details. The company services single-family homes, apartments, retail, and restaurants within the local community.
Omar Juarbe - State Farm Insurance Agent serves the Stratford, Connecticut metro area as a local condo insurance agent. This agency provides insurance policies tailored specifically for condominium unit owners, addressing the unique coverage gaps left by a building’s master policy. They help clients understand the difference between interior and exterior coverage responsibilities. Typical services include protection for personal belongings, liability coverage, and loss assessment protection for shared building elements.
Portsmouth Atlantic Insurance serves condo owners, homeowners associations, and property managers in Stratford, Connecticut, with specialized condo insurance policies. The agency helps clients protect individual units and common areas against risks like water damage, liability claims, and theft. Coverage options are tailored to meet the specific insurance requirements of condominium living. This office also extends its services to neighboring Bridgeport, ensuring convenient access for clients throughout the greater metro area.
Serving Stratford, Connecticut, and the surrounding communities, Rick LoCicero - State Farm Insurance Agent handles condo insurance policies tailored to individual unit owners. These policies typically cover interior walls, fixtures, personal belongings, and liability protection within a condominium association. The goal is to fill common gaps left by the master building policy. To handle a typical job, the agent first reviews the association’s master policy to identify coverage gaps, then recommends a personalized policy that addresses those specific exposures and the client’s financial needs.
In Stratford, Connecticut, Scott Insurance serves clients seeking either a single policy purchase or ongoing coverage management for their condo. As a condo insurance agent, the agency helps tailor policies to protect individual units and personal belongings within the dwelling. Such coverage typically addresses liabilities and interior damages not covered by the building’s master policy. Service runs on a one-time, scheduled, or as-needed basis to accommodate each client’s preference for periodic policy reviews or a single transaction.
Rocco Casinelli - State Farm Insurance Agent specializes in providing tailored condo insurance policies, addressing the unique coverage needs of unit owners. The agency also assists clients with general insurance services. Located in Stratford, CT, it serves the local condo community by evaluating personal property, liability, and structural coverage requirements. This helps ensure policyholders have appropriate financial protection. As winter approaches, the agent is particularly helpful in reviewing policies for risks like frozen pipes or ice dam damage that commonly affect condominium buildings in the area.
Kevin Lavelle: Allstate Insurance provides condo insurance services to residents of Stratford, Connecticut, helping to secure coverage for both personal belongings and the interior structure of individual units. The agency addresses potential gaps in master policies, offering specialized solutions for water damage and liability protection. The company serves individual policyholders in single residential units as well as commercial sectors, including small offices, local warehouses, and food service operations.
As winter weather approaches, Stratford residents face increased risks of frozen pipes and roof damage, risks any condo insurance agent can help address. Auto-Cycle Insurance in Stratford, CT works as a local condo insurance agent, assisting owners in finding policies covering both interior spaces and shared building responsibilities typical in association-governed housing. The agency focuses on matching property coverage to individual needs common to Connecticut condominium living. An initial property assessment is scheduled to identify specific unit exposures before presenting policy options.
Carl Baker - State Farm Insurance Agent in Stratford, CT provides residential condo insurance to local unit owners. The agency also addresses commercial coverage needs for condominium associations within the greater Stratford area. Tailored policies help protect individual personal property and shared building structures. Clients receive clear guidance on deductibles and loss assessment provisions relevant to multi-unit dwellings. After a policy is issued, the agency follows up to ensure coverage remains appropriate, offering routine service between regular renewal visits.
Dougherty Insurance Agency, Inc., located in Stratford, CT, is known for providing specialized condo insurance coverage to local condominium owners. The agency assists clients in securing policies that protect personal property, interior structures, and liability within their units. It works to align coverage with individual needs, including loss assessment protection for shared building areas. For added security, the agency offers tailored flood insurance options to address gaps in standard condo policies.
What Does a a Condo Insurance Agent in Stratford Cost?
Condo insurance in Connecticut generally costs between 200 and 600 dollars annually. Factors like your unit location in Stratford, the age of the building, and your chosen deductible affect the premium. An agent can provide a personalized quote. This is general information and not insurance advice.
About condo insurance agents in Stratford
A condo insurance agent in Stratford Connecticut helps you protect your unit and personal belongings. Connecticut law requires condo associations to have a master policy, but individual unit owners still need their own HO-6 policy for interior coverage. An agent can explain how the master policy and your personal policy work together.
Frequently Asked Questions
What does a condo insurance agent in Stratford do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, interior walls, and liability. They review your condo associations master policy to identify gaps in coverage.
Is condo insurance required in Stratford Connecticut?
Connecticut does not state a legal requirement for individual condo insurance. However most mortgage lenders and condo associations require unit owners to carry an HO-6 policy.
How much does condo insurance cost in Connecticut?
Typical condo insurance costs in Connecticut range from 200 to 600 dollars per year. The final price depends on your unit value, deductible, and coverage limits.
Condo Insurance Agents in Other Connecticut Cities
Avon · Berlin · Bloomfield · Branford · Bridgeport · Bristol · Cheshire · Danbury · East Hartford · Enfield · Fairfield · Farmington · Glastonbury · Greenwich · Guilford