The top-rated condo insurance agent in Old Lyme, Connecticut is Bankers Life, rated 5.0 stars across 218 reviews. Other highly rated options include Richard Lasaracina, Bankers Life Agent and Bankers Life Securities Financial Representative, Bruce Kocsis, Bankers Life Agent, Michael Domenech, Bankers Life Agent. This directory lists 12 condo insurance agents serving Old Lyme.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bankers Life | 6 Vista Dr Ste 101 | (860) 434-4010 |
| 2 | Richard Lasaracina, Bankers Life Agent and Bankers Life Securities Financial Representative | 6 Vista Dr Ste 101 | (860) 434-4010 |
| 3 | Bruce Kocsis, Bankers Life Agent | 6 Vista Dr Ste 101 | (860) 434-4010 |
| 4 | Michael Domenech, Bankers Life Agent | 6 Vista Dr Ste 101 | (860) 434-4010 |
| 5 | Nicholas Holmes, Bankers Life Agent and Bankers Life Advisory Services Investment Advisor | 6 Vista Dr Ste 101 | (860) 865-7016 |
| 6 | Stanley Kesilewski, Bankers Life Agent | 6 Vista Dr Ste 101 | (860) 434-4010 |
| 7 | Aidan Walls, Bankers Life Agent | 6 Vista Dr Ste 101 | (860) 434-4010 |
| 8 | Jonas Regondola, Bankers Life Agent and Bankers Life Securities Financial Representative | 6 Vista Dr Ste 101 | (860) 434-4010 |
| 9 | Kobey Coburn, Bankers Life Agent | 6 Vista Dr UNIT 101 | (860) 449-4024 |
| 10 | Bouvier Insurance, A HUB International Company: Old Lyme | 90 Halls Rd Box 907 | (860) 434-1611 |
Bankers Life offers residential condo insurance services in Old Lyme, Connecticut, helping owners protect their individual units and personal property. The agency also provides commercial coverage for condo associations and other local businesses throughout the surrounding area. Their agents work closely with clients to explain policy details and coverage limits tailored to coastal Connecticut living. They focus on providing ongoing support and can assist with policy adjustments or annual renewals between regular seasonal visits.
Richard Lasaracina, a Bankers Life agent and Bankers Life Securities financial representative, serves Old Lyme, Connecticut, and the surrounding area by offering condo insurance solutions. As a local insurance agent, he helps condominium owners protect their personal property and liability within their individual units. He also assists clients in understanding their master policy coverage gaps and securing appropriate endorsements. Specific services include tailoring loss assessment coverage and advising on personal umbrella policies for added protection.
Bruce Kocsis, Bankers Life Agent in Old Lyme, CT, offers services including policy evaluation, coverage consultations, and claims assistance for condominium owners. Service plans typically involve annual reviews to adjust coverage based on property changes or updated association requirements. Clients receive guidance on balancing personal unit coverage with master policy gaps. The agency services single-family homes, apartments, retail properties, and local restaurants.
Serving homeowners and property managers along the Connecticut shoreline, Michael Domenech, Bankers Life Agent provides condo insurance coverage for individual units and entire associations in Old Lyme. Policies address common needs like interior fixtures, personal liability, and loss assessments from master policies. The agency works to match coverage with local flood and storm risks. It also assists clients in neighboring East Lyme and the greater New London metro area.
As a condo insurance provider, Nicholas Holmes, Bankers Life Agent and Bankers Life Advisory Services Investment Advisor in Old Lyme, CT, assists clients in understanding one-time policy purchases versus ongoing service relationships for their residential coverage. The agency offers policies that address common condo risks, including dwelling protection for interior structures and liability coverage for individual unit owners. Services can be scheduled on an as-needed basis for specific policy adjustments or claims support, rather than requiring any automatic recurring maintenance visits.
Stanley Kesilewski, Bankers Life Agent, serves Old Lyme, Connecticut, and the surrounding shoreline communities. It handles condo insurance policies tailored for owners of individual units, covering shared building structures and personal liability. After assessing the property’s layout and local risk factors like coastal storms, the agent reviews coverage limits and deductibles with the client. This approach ensures each policy aligns with the condo association’s master plan and the owner’s personal assets.
Aidan Walls, Bankers Life Agent specializes in condo insurance policies tailored to the unique needs of unit owners in Old Lyme, Connecticut. The agency provides essential coverage that protects personal property, interior fixtures, and liability within a condominium association structure. Supporting both first-time buyers and long-term residents, it helps clients understand the specific gaps between master policies and personal plans. This becomes especially important during Old Lyme’s winter months when frozen pipes and ice dam damage pose heightened risks requiring immediate coverage review.
As winter approaches in Old Lyme, coastal properties face unique risks from snow loads and freeze-thaw cycles that can damage roofs and plumbing. Jonas Regondola, Bankers Life Agent and Bankers Life Securities Financial Representative specializes in condo insurance tailored to these seasonal exposures, helping owners protect shared structures and personal liability within their associations. The process begins with a thorough inspection of the unit and common areas to identify any coverage gaps or deductible requirements specific to the policyholder’s building.
Kobey Coburn, Bankers Life Agent in Old Lyme, Connecticut, assists residents with securing financial protection for their condominium units. This work includes helping clients understand common area coverage and personal property add-ons that many standard policies lack. The agency tailors plans to address unique liability exposures and loss assessment fees linked to shared lobby spaces. Its services extend to local offices requiring basic property insurance, warehouses needing inland marine add-ons, and fast-casual food service operations seeking equipment breakdown endorsements.
Bouvier Insurance, A HUB International Company: Old Lyme, in Old Lyme, CT, provides residential condo insurance for individual unit owners, focusing on protecting personal belongings and interior structures. The agency also offers commercial coverage for condo associations and property management firms in the local area. Services extend to surrounding communities along the Connecticut shoreline. Agents guide clients through policy details and claims support, then follow up to adjust coverage for the next policy period, ensuring continued protection between annual visits.
What Does a a Condo Insurance Agent in Old Lyme Cost?
The cost of a condo insurance policy in Connecticut typically ranges from 300 to 800 dollars per year for a standard unit. Factors that affect the premium include the unit location the deductible amount and the coverage limits you choose. An agent can help you compare quotes from different insurers to find a policy that fits your budget. This is general information and not insurance advice.
About condo insurance agents in Old Lyme
A condo insurance agent in Old Lyme Connecticut helps you understand the unique coverage needs for condominium owners. Connecticut law requires condo associations to carry master policies but individual unit owners need their own HO6 policy for interior fixtures and personal liability. Local agents can explain how the Connecticut Common Interest Ownership Act affects your coverage.
Frequently Asked Questions
What does a condo insurance agent in Old Lyme do?
A condo insurance agent in Old Lyme helps you find an HO6 policy that covers your personal property interior walls and liability. They review your condo associations master policy to identify gaps in coverage. They also advise on loss assessment coverage for special assessments from the association.
Is condo insurance required in Connecticut?
Connecticut law does not require individual condo owners to carry insurance but most mortgage lenders do require it. Your condo association may also require you to carry a minimum amount of liability coverage. An agent can help you meet these requirements.
What does an HO6 policy cover in Connecticut?
An HO6 policy typically covers your personal belongings interior improvements and liability. It also provides loss of use coverage if your unit becomes uninhabitable. In Connecticut you should also consider adding coverage for water backup and sewer backup which are common risks.
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