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Find Condo Insurance Agents Near You in West Sacramento, CA

Browse condo insurance agents serving West Sacramento, California. Contact information and addresses listed below.

6 agents listed
Updated May 2026
West Sacramento, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 6 condo insurance agents in West Sacramento, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Maguire - State Farm Insurance Agent
2210 Lake Washington Blvd #120, West Sacramento, CA 95691
(916) 572-0090 ryanmaguire.com
Cost-U-Less Insurance
830 Jefferson Blvd STE 10, West Sacramento, CA 95691
(916) 647-5204 locations.costulessdirect.com
Fiesta Auto Insurance & Tax Service
828 Harbor Blvd, West Sacramento, CA 95691
(916) 306-5592 fiestainsurance.com
Cal-West Insurance Svcs, Inc.
2951 W Capitol Ave, West Sacramento, CA 95691
(916) 231-9501 calwestinsurance.com
Castro Property & Commercial Insurance Agency
3155 Jefferson Blvd, West Sacramento, CA 95691
(916) 482-9600 castroins.com
Bay Area Mac Agency Insurance
3016 Beacon Blvd, West Sacramento, CA 95691
(916) 378-6562 bayareamacinsuranceagency.com

What Does a Condo Insurance Agent in West Sacramento Cost?

Typical condo insurance in California costs between 300 and 600 dollars per year for a standard HO-6 policy. Adding earthquake coverage can increase the premium by 200 to 800 dollars depending on the deductible and location. Flood insurance through the NFIP averages about 700 dollars per year for condos in moderate risk zones. These are general estimates and actual costs vary by your unit value, claims history, and chosen coverages. This information is for general educational purposes and does not constitute insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in West Sacramento do?
A condo insurance agent helps you compare HO-6 policies from different carriers. They explain what the master HOA policy covers and what you need for your personal unit. They also advise on earthquake and flood endorsements for California.
Do I need earthquake insurance for my condo in West Sacramento?
Earthquake damage is not covered by standard HO-6 policies in California. You can add a separate earthquake endorsement or buy a standalone policy. Your agent can help you decide based on your location and risk tolerance.
How does the California FAIR Plan affect condo insurance in West Sacramento?
If you cannot get standard coverage due to wildfire risk or other factors, the California FAIR Plan offers basic fire insurance. Your agent can help you apply for the FAIR Plan and then purchase a difference in conditions policy to fill gaps.