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Looking for a condo insurance agent in San Pablo? Review the directory below to compare your options.
4 agents listed
Updated May 2026
San Pablo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 condo insurance agents in San Pablo, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
14205 San Pablo Ave Suite B, San Pablo, CA 94806
(510) 296-8752
locations.freeway.com
Farmers Insurance - Song Thuy Nguyen
2089 Vale Rd STE 22, San Pablo, CA 94806
(510) 222-7800
agents.farmers.com
Farmers Insurance - John Ellis
13925 San Pablo Ave Ste 103, San Pablo, CA 94806
(510) 747-9701
agents.farmers.com
Leon's Insurance Agency
1447 Ventura Ave, San Pablo, CA 94806
(510) 693-7918
leonsinsurance.com
Condo insurance agents in San Pablo California help owners understand the specific coverage needed under California law. Unlike a standard homeowners policy a condo policy often covers interior improvements and personal property while the HOA master policy covers the building structure. An agent can explain how California Civil Code Section 4775 affects your individual unit coverage and loss assessment protection.
What Does a Condo Insurance Agent in San Pablo Cost?
The cost of condo insurance in California typically ranges from 300 to 600 dollars per year for a standard HO-6 policy. Factors like the condo location in San Pablo the age of the building and the amount of personal property coverage affect the premium. Higher coverage limits for loss assessment or valuable items can increase the cost. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in San Pablo do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property interior fixtures and liability. They also advise on loss assessment coverage which is important under California law when the HOA master policy has a deductible.
Do I need condo insurance if my HOA has a master policy?
Yes California law requires condo owners to carry their own HO-6 policy. The HOA master policy typically only covers the building structure and common areas. Your personal belongings interior upgrades and liability are not covered by the HOA policy.
How does California law affect condo insurance coverage?
California Civil Code Section 4775 requires HOAs to maintain a master policy but it often has a deductible that can be passed to individual owners. Your condo insurance should include loss assessment coverage to pay for that deductible if a claim affects common areas.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.