The top-rated condo insurance agent in Dana Point, California is Elaine LaVine - State Farm Insurance Agent, rated 4.9 stars across 69 reviews. Other highly rated options include Alina Corbeanu Insurance Agency, Inc./ Farmers Insurance, Ted Bowersox - State Farm Insurance Agent, T D Norton Insurance Services. This directory lists 11 condo insurance agents serving Dana Point.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elaine LaVine - State Farm Insurance Agent | 34080 Golden Lantern UNIT 105 | (949) 240-8944 |
| 2 | Alina Corbeanu Insurance Agency, Inc./ Farmers Insurance | 3 Monarch Bay Plaza #106 | (949) 681-5041 |
| 3 | Ted Bowersox - State Farm Insurance Agent | 24681 La Plaza #360 | (949) 661-3200 |
| 4 | T D Norton Insurance Services | 34188 Pacific Coast Hwy | (949) 218-3366 |
| 5 | Firey & Associates Insurance Services, Inc. | 24701 La Plaza #103 | (949) 542-7222 |
| 6 | Farmers Insurance - Patrick Prendiville | 24661 Del Prado Ave Ste 3 | (949) 487-9696 |
| 7 | PATRICK CHON: Allstate Insurance | 24672 San Juan Ave Ste 210 | (949) 661-3304 |
| 8 | Farmers Insurance - Terry Anabtawi | 34071 La Plaza #220 | (949) 276-5400 |
| 9 | Ken Robinson Insurance | 6 Corniche Dr UNIT G | (949) 322-4533 |
| 10 | Mercury Insurance | 34175 Camino Capistrano # 202 | (949) 396-2420 |
Elaine LaVine - State Farm Insurance Agent serves the Dana Point area of Orange County, offering residential condo insurance solutions. As a local agency, it helps owners protect their individual units and personal property from common liabilities. The agency handles policies that often cover interior structures and upgrades not included in master association plans. It also assists clients with selecting appropriate deductibles and personal liability limits for possible claims within their HOA complexes. Specific services include safeguarding against water damage events and securing coverage for expensive personal belongings.
Alina Corbeanu Insurance Agency, Inc., operating under Farmers Insurance in Dana Point, California, provides tailored condo insurance policies that protect against common risks such as water damage, liability claims, and loss of personal property. The agency offers ongoing support for policy updates and claims assistance, ensuring coverage remains relevant as circumstances change. It services residential clients, including individual condo unit owners and those managing single-family homes within homeowners associations, as well as commercial properties like small apartments, retail spaces, and restaurants.
Ted Bowersox - State Farm Insurance Agent serves homeowners, businesses, and property managers seeking coverage for Dana Point condominiums. The agency offers condo insurance policies that protect units and common areas from risks like fire and liability. It assists clients in navigating policy details specific to local homeowner association requirements. Its service area also extends to nearby San Juan Capistrano.
T D Norton Insurance Services in Dana Point specializes in condo insurance policies tailored to individual unit owners. It provides general support with coverage for personal property, liability protection, and loss assessments. Navigating gaps between master policies and personal needs requires careful attention to details, including scheduled items and water damage exclusions. The company assists residents with reviewing deductibles and assessing coverage limits before the peak wildfire season, a critical concern for property protection in the local area during dry months.
Firey & Associates Insurance Services, Inc. in Dana Point, California distinguishes between a single policy purchase and an ongoing relationship that renews coverage annually. Their condo insurance policies address building property damage, personal liability protections, and loss assessment exposure unique to common-interest communities. As a local specialist, the agency helps residents navigate coverage minimums required by homeowner associations while also securing contents and loss-of-use benefits. Services are available on a scheduled basis through policy review for both new clients and at annual renewal periods.
Farmers Insurance - Patrick Prendiville serves Dana Point and the surrounding communities in Orange County, handling condo insurance policies tailored for individual unit owners. The agency addresses common coverage needs such as interior structures, personal property, and liability protection specific to condominium associations. To manage a typical job, it reviews the master policy from the homeowners association first to identify gaps, then structures a personal condo policy that fills those gaps without duplicating coverage.
As coastal weather patterns shift in Dana Point, condo owners often review their coverage for potential wind or water damage. PATRICK CHON: Allstate Insurance addresses these concerns with tailored condo insurance solutions designed for local homeowners associations and individual unit owners. The agency focuses on matching interior improvements, liability, and loss assessment endorsements to each policyholder’s specific building type and location. Every new inquiry begins with a careful review of the current master policy and personal property limits to identify coverage gaps during an initial in-home or virtual walkthrough.
Farmers Insurance - Terry Anabtawi provides customized coverage solutions for property owners, addressing both standard policies and specialty protections such as loss assessment and flood insurance. Operating in and around Dana Point, California, the agency helps clients protect their residential investments with tailored condo insurance plans. It can serve commercial sectors including office buildings, service-oriented warehouses, and food service establishments requiring liability and equipment safeguards.
Ken Robinson Insurance provides residential condo insurance services throughout Dana Point, California. The agency also offers commercial coverage for local homeowners' associations and small businesses within the greater Orange County area. Policies address common risks like interior damage and personal liability. After a claim is settled or a policy is renewed, the office follows up with clients to confirm satisfaction and review any coverage changes for routine maintenance or unit upgrades between regular visits.
Mercury Insurance provides coverage for condominium unit owners in Dana Point, California, addressing both the interior structure and personal property within the home. For added financial protection, the agency offers special endorsements that cover loss assessments from the homeowners’ association and improvements made to the unit. Liability coverage is included to protect against accidents occurring inside the property. The agency’s services extend to commercial sectors such as offices, warehouses, and food service establishments.
What Does a a Condo Insurance Agent in Dana Point Cost?
Condo insurance in California usually costs between 300 and 800 dollars per year for a standard HO6 policy. Factors like your unit value deductible and location near the coast affect the price. Additional coverage for flood or earthquake can add 100 to 500 dollars per year. This is general information and not insurance advice.
About condo insurance agents in Dana Point
A condo insurance agent in Dana Point California can help you understand the specific coverage needed for your unit. California law requires HO6 policies to cover certain interior structures and personal liability. Local agents know the risks near the coast like wind and water damage.
Frequently Asked Questions
What does a condo insurance agent in Dana Point do?
A condo insurance agent helps you find an HO6 policy that covers your personal property interior structures and liability. They explain how your policy works with your HOA master policy. They also help you meet California requirements for loss assessment coverage.
Do I need condo insurance in California if I have an HOA policy?
Yes you need your own HO6 policy even if your HOA has a master policy. California law requires you to cover your personal belongings interior walls and fixtures. Your policy also covers liability and additional living expenses if your unit becomes uninhabitable.
How much does condo insurance cost in Dana Point California?
Condo insurance in Dana Point typically costs between 300 and 800 dollars per year. Costs depend on your unit value location and coverage limits. Coastal areas may have higher premiums due to flood and wind risks.
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