The top-rated condo insurance agent in Fairbanks, Alaska is Shannon Fortune - State Farm Insurance Agent, rated 4.9 stars across 480 reviews. Other highly rated options include Matthew Raymond - State Farm Insurance Agent, Kris Yoder - State Farm Insurance Agent, Dave Mongold: Allstate Insurance. This directory lists 20 condo insurance agents serving Fairbanks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Fortune - State Farm Insurance Agent | 322 Old Steese Hwy Unit 6 | (907) 452-1385 |
| 2 | Matthew Raymond - State Farm Insurance Agent | 1600 Indiana Ave | (907) 452-6015 |
| 3 | Kris Yoder - State Farm Insurance Agent | 3505 Airport Way | (907) 328-9022 |
| 4 | Dave Mongold: Allstate Insurance | 230 Old Steese Hwy | (907) 452-4260 |
| 5 | Jim Kelly - State Farm Insurance Agent | 1401 S Turner St | (907) 457-3276 |
| 6 | Chris Marok: Allstate Insurance | 59 College Rd Ste 205 | (907) 452-5664 |
| 7 | Ed Randolph - State Farm Insurance Agent | 610 12th Ave | (907) 452-1861 |
| 8 | Loa Carroll-Hubbard: Allstate Insurance | 208 Gaffney Rd | (907) 474-8002 |
| 9 | Fidelity Title Agency of Alaska, LLC | 250 Cushman St STE 2B | (907) 457-3250 |
| 10 | Laura Brugger - COUNTRY Financial Representative | 751 7th Ave A | (907) 458-7474 |
Shannon Fortune - State Farm Insurance Agent serves the Fairbanks, Alaska area as a local condo insurance agent. The company works with condo owners to secure coverage that protects personal property and interior structural elements. Policies typically address risks common to interior units, such as fire, theft, and liability. The agent assists clients in understanding how common-area coverage interacts with individual condo policies. This local office handles condo insurance policies and can discuss adjusting personal property limits for Fairbanks residents.
Matthew Raymond – State Farm Insurance Agent in Fairbanks, AK, offers a range of condo insurance services tailored to protect individual unit owners. The agency provides coverage plans that address building property, personal belongings, and liability concerns. Maintenance plans help clients manage risks associated with interior repairs and shared building structures. The agent serves owners of single-family homes, apartments, retail spaces, and restaurants in the Fairbanks area.
Kris Yoder - State Farm Insurance Agent serves homeowners and property managers in Fairbanks, Alaska seeking specialized coverage for individual condo units and association policies. The agency provides guidance on protecting personal belongings, interior fixtures, and liability exposures unique to condominium living. Local clients appreciate assistance navigating the differences between master policies and individual unit coverage. The office also extends its services to property owners and tenants in the neighboring community of North Pole and surrounding areas within the Fairbanks North Star Borough.
Dave Mongold: Allstate Insurance serves the Fairbanks area and its surrounding communities, handling the specific needs of condo owners in this region. The agency offers coverage for individual unit interiors, personal property, and liability protection. It also addresses common challenges unique to Fairbanks, such as weather-related perils and association policy gaps. When managing a typical job, the company reviews each client's condo association master policy first, then tailors individual coverage accordingly.
Jim Kelly - State Farm Insurance Agent in Fairbanks, AK, offers condo insurance coverage that balances one-time policy setup with ongoing premium payment options. Coverage addresses common condo risks, including interior damage, personal liability, and loss of use. Each policy is tailored to reflect the building’s master policy provisions and the unit owner’s specific needs. Standard protections cover belongings and assessments for shared property losses. Services run strictly on an as-needed basis, with clients contacting the agency to review, adjust, or renew their coverage when required.
As a condo insurance agent in Fairbanks, Alaska, Chris Marok: Allstate Insurance specializes in providing tailored policies for individual unit owners, covering interior structures and personal belongings. It offers general service work including liability protection and loss-of-use coverage for unexpected events. The agency regularly assists clients with understanding assessments from their homeowners association. For the long Fairbanks winter, it helps ensure policies properly address the unique risks of frozen pipes and ice dam damage that can affect condominium units.
Fairbanks short summers mean condo owners have a narrow window to address property concerns between freeze-thaw cycles. Ed Randolph – State Farm Insurance Agent provides condo insurance coverage tailored to local building styles and seasonal weather patterns. These policies typically protect interior fixtures and shared structures according to association bylaws. The agent helps clarify policy limits and deductibles before any claim situation arises. An initial phone or in-person assessment reviews a client’s current declaration page and identifies gaps versus association master coverage.
Loa Carroll-Hubbard: Allstate Insurance offers condo insurance guidance in Fairbanks, Alaska. As a local agency, it helps owners protect their individual units and personal belongings against region-specific risks like extreme cold and ice damming. The agency focuses on tailoring coverage options that go beyond basic policies, including loss assessment or building ordinance updates. Available common area liability solutions assist with shared property exposures. This agency can serve commercial sectors such as offices, warehouses, and food service.
Fidelity Title Agency of Alaska, LLC operates in Fairbanks as a resource for condo insurance agents serving local unit owners. The agency supports clients in securing coverage tailored to individual condominium interests while coordinating with homeowners’ association master policies. It assists condominium associations with compliance requirements for Fairbanks building codes. The firm’s services include providing guidance on loss assessment endorsements for personal unit liability.
Laura Brugger, with COUNTRY Financial, provides residential condo insurance services to clients throughout Fairbanks, Alaska. Commercial coverage is also available for condominium associations and business properties within the greater Fairbanks area. Tailored policies address common local concerns such as winter freeze damage and shared liability for common areas. Personal consultations help each policyholder understand their specific dwelling and contents coverage. The agency encourages regular follow-up between scheduled visits to adjust coverage after renovations, changes in occupancy, or updates to community association bylaws.
What Does a a Condo Insurance Agent in Fairbanks Cost?
Condo insurance in Fairbanks typically costs between 300 and 700 dollars per year for a standard HO6 policy. Factors that affect price include the unit value your deductible amount and your claims history. Policies with higher coverage limits or additional endorsements for water backup may cost more. This is general information and not insurance advice.
About condo insurance agents in Fairbanks
Condo insurance agents in Fairbanks help you protect your unit and personal belongings. Alaska law requires condo associations to carry a master policy but that policy may not cover your interior walls or personal property. A local agent can explain how to fill those gaps with an HO6 policy tailored to Fairbanks winter risks like frozen pipes and roof collapse from snow load.
Frequently Asked Questions
What does a condo insurance agent in Fairbanks do?
A condo insurance agent helps you choose a policy that covers your personal property liability and improvements to your unit. They also explain how your coverage coordinates with the condo association master policy which is required under Alaska Statutes 34.07.020.
Do I need condo insurance if the association has a master policy?
Yes. The master policy typically covers the building structure and common areas but not your personal belongings or interior upgrades. An agent can help you get an HO6 policy to cover your personal liability and any gaps in the master coverage.
How does Alaska winter affect condo insurance needs in Fairbanks?
Fairbanks extreme cold can cause frozen pipes and ice dam damage. Most standard condo policies cover these perils but you may need higher limits for water backup or sewer backup. An agent can review your risk and recommend appropriate endorsements.