The top-rated commercial insurance agent in Seattle, Washington is PEMCO Mutual Insurance Co., rated 4.2 stars across 2,491 reviews. Other highly rated options include Karrie Dubose - State Farm Insurance Agent, Vern Fonk Insurance, Farmers Insurance - Chris Elliott Insurance Agency. This directory lists 24 commercial insurance agents serving Seattle.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PEMCO Mutual Insurance Co. | 1300 Dexter Ave N | (800) 467-3626 |
| 2 | Karrie Dubose - State Farm Insurance Agent | 1818 Westlake Ave N Ste 315 | (206) 971-5400 |
| 3 | Vern Fonk Insurance | 10237 16th Ave SW | (206) 408-5084 |
| 4 | Farmers Insurance - Chris Elliott Insurance Agency | 1200 Westlake Ave N #502 | (206) 838-7000 |
| 5 | Northwest Insurance Group | 5431B California Ave SW | (206) 932-2500 |
| 6 | NextGen Insurance | 12034 15th Ave NE | (425) 472-4022 |
| 7 | Farmers Insurance - James Nguyen Agency | 3315 Rainier Ave S D | (206) 329-2679 |
| 8 | Magnolia Insurance Agency, Inc. | 3424 W McGraw St | (206) 284-4886 |
| 9 | C. Don Filer Agency | 1325 4th Ave #2100 | (206) 343-2323 |
| 10 | Sav-On Insurance | 9614 17th Ave SW | (253) 617-3784 |
PEMCO Mutual Insurance Co. serves businesses throughout the Seattle metro area as a commercial insurance agent. It helps local companies assess their unique liability risks and secure appropriate coverage for their operations. The agency works with a range of business types to identify potential exposures and match them with suitable policies. Its representatives understand the regulatory environment and common hazards faced by commercial clients in the Pacific Northwest. Among the services PEMCO handles are general liability insurance and workers’ compensation coverage for area employers.
Karrie Dubose - State Farm Insurance Agent in Seattle provides commercial insurance policies tailored to local businesses, including liability coverage and property protection. Customized service plans are available to review and adjust coverage as businesses grow or change operations. The agency also supports clients with claims assistance and policy updates throughout the year. Commercial properties served include single-family homes used for business, apartment buildings, retail storefronts, and restaurants.
Vern Fonk Insurance offers commercial insurance agent services for businesses in Seattle, Washington, focusing on policies that protect against liability and property risks. It assists local companies with navigating coverage options, from general liability to workers’ compensation, tailored to industry-specific needs. The agency helps clients review their policies regularly to ensure adequate protection. For businesses facing increased exposure during the busy summer construction season, it helps adjust coverage to account for temporary workers and added equipment hazards.
As Seattle’s wet winter weather often triggers roof leaks and water damage for local businesses, Farmers Insurance – Chris Elliott Insurance Agency helps commercial clients secure coverage against such liability risks. The agency reviews business income, general liability, and property policies to tailor a plan for each operation’s unique exposures. For a new client, an agent begins by inspecting the premises and taking an initial inventory of assets, tools, and equipment.
Northwest Insurance Group works with businesses throughout Seattle, Washington to assess and manage their commercial risk exposure. The agency specializes in helping clients secure tailored commercial insurance policies that address specific operational needs. This includes advising on coverage for liability, property, and other essential business protections. Understanding the diverse requirements of the local economy, the firm particularly focuses on providing coverage solutions for sectors such as offices, warehouses, and food service.
NextGen Insurance provides a range of commercial insurance products to businesses throughout Seattle, Washington. Its offerings include general liability, property, and workers’ compensation coverage designed to address various operational risks. The agency also offers ongoing policy reviews and loss control resources to help clients maintain appropriate coverage levels as their needs evolve. These services are applied to single-family homes, apartments, retail establishments, and restaurants in the local market.
Farmers Insurance - James Nguyen Agency in Seattle, Washington, provides residential insurance coverage for local homeowners and renters. The agency also offers commercial insurance policies designed to protect Seattle-area businesses from property and liability risks. Serving clients across the city, the agency works with entrepreneurs and established companies to secure appropriate coverage for their operations. Regular policy reviews and updates occur as businesses grow or change. After an initial policy is placed, the agency typically reaches out to customers before renewal periods to discuss any necessary adjustments or needs between routine visits.
Magnolia Insurance Agency, Inc. serves the Seattle, Washington metro area as a Commercial Insurance Agent. The company provides businesses with consultation and policy placement for a range of commercial coverage needs. It works to match local enterprises with protection suited to their specific operational risks and industry requirements. Coverage options commonly include property liability and business interruption insurance for companies in the region. The agency also handles workers’ compensation policies and general liability insurance for small to mid-sized firms across Seattle.
C. Don Filer Agency is known for providing tailored commercial insurance coverage to businesses in Seattle, Washington. The agency helps local enterprises manage risk by offering policies that protect property, liability, and business income. Its services extend to assessing each client’s unique exposure and matching coverage to operational needs. Clients rely on the agency for guidance through complex insurance options and regulatory requirements. For added protection, the firm can also provide specialized policies for equipment breakdown and business interruption losses.
Sav-On Insurance serves businesses, property managers, and homeowners throughout Seattle, Washington, with commercial insurance solutions. It provides coverage for general liability, property, and workers’ compensation to protect local enterprises from operational risks. The agency also addresses specialized needs like commercial auto and inland marine for companies managing assets and fleets. Its services extend to neighboring areas such as Bellevue and the broader King County metro, helping clients secure appropriate policies for their unique business exposures.
What Does a a Commercial Insurance Agent in Seattle Cost?
Typical costs for a commercial insurance agent in Washington range from no direct fee to a commission built into the policy premium. For a small business general liability policy premiums often start around 400 to 800 per year. Workers compensation rates are set by the state and vary by job classification. Larger policies for manufacturing or construction can cost 10000 to 50000 annually. This is general information and not insurance advice.
About commercial insurance agents in Seattle
A commercial insurance agent in Seattle helps businesses find coverage for property liability and workers compensation. Washington state requires most employers to carry workers compensation insurance through the state fund or a qualified private carrier. Agents also assist with compliance for Washington specific business regulations.
Frequently Asked Questions
What types of commercial insurance do Seattle businesses need?
Common coverages include general liability property insurance and workers compensation. Washington law requires workers comp for most employers. Agents can also help with professional liability and commercial auto policies.
How do Washington workers compensation laws affect my policy?
Washington is a monopolistic state for workers compensation meaning most employers must get coverage through the state Department of Labor and Industries. Some large employers can self insure or use a qualified private plan. An agent can explain your options.
What is the average cost for commercial insurance in Seattle?
Costs vary widely by industry and risk. A small retail shop might pay 500 to 1500 per year for general liability. A construction contractor could pay 5000 to 20000 or more. Agents provide quotes based on your specific business details.