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Compare Commercial Insurance Agents in Spotsylvania Courthouse, VA

Browse commercial insurance agents serving Spotsylvania Courthouse, Virginia. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Spotsylvania Courthouse, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 3 commercial insurance agents in Spotsylvania Courthouse, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kristin Bishop: Allstate Insurance
7501 Graham St #133, Spotsylvania Courthouse, VA 22553
(540) 891-1603 agents.allstate.com
Virginia Farm Bureau Insurance Company
10470 Georgetown Dr, Spotsylvania Courthouse, VA 22553
(540) 898-7676 vafb.com
Apex Insurance Solutions
109 Sawick Ct, Spotsylvania Courthouse, VA 22553
(540) 429-1102 apexcoveredme.com

Commercial insurance agents in Spotsylvania Courthouse, Virginia help local businesses find the right coverage for property, liability, and workers compensation. Virginia law requires most employers to carry workers compensation insurance if they have more than two employees. Agents in this area understand the specific risks for businesses in Spotsylvania County, including those related to agriculture and small retail.

What Does a Commercial Insurance Agent in Spotsylvania Courthouse Cost?

The cost of commercial insurance in Virginia varies widely by industry and coverage needs. A small retail business in Spotsylvania Courthouse might pay between 500 and 2,000 dollars per year for general liability. Workers compensation premiums are based on payroll and typically range from 0.50 to 5.00 dollars per 100 dollars of payroll. Costs depend on your claims history, location, and business type. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance are required in Virginia?
Virginia law requires employers with more than two employees to have workers compensation insurance. Businesses with commercial vehicles must carry auto liability insurance. Other coverages like general liability are not required by state law but are often needed by landlords or contracts.
How do I find a commercial insurance agent in Spotsylvania Courthouse?
You can search online directories or ask other local business owners for referrals. Make sure the agent is licensed in Virginia by checking the State Corporation Commission website. Many agents in Spotsylvania Courthouse specialize in small to medium businesses.
What information do I need to get a commercial insurance quote in Virginia?
You will need your business name, address, number of employees, annual revenue, and details about your operations. For workers compensation, you may need your payroll and classification codes. Virginia agents use this data to find the best coverage options for your risk.