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Looking for a commercial insurance agent in Odessa? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Odessa, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 commercial insurance agents in Odessa, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
5030 E University Blvd Suite A 103, Odessa, TX 79762
(432) 366-0000
agents.farmers.com
Fernandez Insurance Agency
1428 N Lee Ave, Odessa, TX 79761
(432) 332-3119
fernandezinsagency.com
Integrity Insurance & Risk Management Group
204 W 10th St, Odessa, TX 79761
(432) 653-9036
iirmg.net
Allbright & Duncan Insurance
3527 Billy Hext Rd Bldg A, Odessa, TX 79765
(432) 362-6361
allbrightduncan.com
Basin Insurance
1100 N Texas Ave, Odessa, TX 79761
(432) 332-1000
Jennie Pertzborn Insurance Agency, Representing Chambers Bay Insurance
1002 E 91st St, Odessa, TX 79765
(432) 586-7943
Higginbotham - Odessa
4800 E University Blvd UNIT B, Odessa, TX 79762
(432) 368-7676
higginbotham.com
HSB Insurance
1011 N Dixie Blvd, Odessa, TX 79761
(432) 550-0881
hsbins.com
ASA Mutual Insurance Group
2473 E 11th St, Odessa, TX 79761
(432) 366-0260
asamutual.com
Candice Dominguez Insurance Agency
309 N Grant Ave, Odessa, TX 79761
(432) 337-3523
Vickers Insurance Co
1813 E 8th St, Odessa, TX 79761
(432) 580-4488
vickersinsurance.com
Commercial insurance agents in Odessa Texas help business owners find coverage for general liability commercial property and workers compensation. Texas law does not require businesses to carry general liability insurance but it is often required by landlords or contracts. Local agents understand the risks specific to the Permian Basin energy and agriculture industries.
What Does a Commercial Insurance Agent in Odessa Cost?
A small business in Odessa might pay between 500 and 3,000 dollars per year for general liability insurance. Workers compensation costs vary widely by industry and payroll but average around 1.50 dollars per 100 dollars of payroll in Texas. Commercial auto policies can range from 1,200 to 5,000 dollars per vehicle annually. These are rough estimates and your actual cost will depend on your specific business risks coverage limits and deductible choices. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Odessa businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Texas law requires workers compensation if you have employees but you can opt out with proper notice. Many oil and gas businesses also need pollution liability and equipment coverage.
How do Texas commercial insurance rates compare to other states?
Texas commercial insurance rates are generally lower than the national average for some lines like general liability but higher for workers compensation due to the energy sector. Rates depend on your industry payroll and claims history. The Texas Department of Insurance regulates rates but does not set them.
What is the Texas prompt pay law for insurance claims?
Texas Insurance Code Chapter 542 requires insurers to acknowledge a claim within 15 days and pay or deny it within 15 business days after receiving all needed information. If an insurer delays payment you may be entitled to interest and attorney fees.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.