The top-rated commercial insurance agent in Odessa, Texas is Nationwide Insurance: Melisa Copeland Strickland LLC, rated 4.8 stars across 444 reviews. Other highly rated options include Freeway Insurance, Amtex Insurance, Killebrew Insurance LLC. This directory lists 20 commercial insurance agents serving Odessa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nationwide Insurance: Melisa Copeland Strickland LLC | 2240 E 52nd St | (432) 366-8888 |
| 2 | Freeway Insurance | 1635 N County Rd W | (432) 218-2033 |
| 3 | Amtex Insurance | 1629 E 8th St | (432) 337-3200 |
| 4 | Killebrew Insurance LLC | 2531 Roper St | (432) 332-6322 |
| 5 | McKenzie Insurance Inc | 1315 N County Rd W | (432) 333-3532 |
| 6 | Torres Insurance | 1104 E 8th St | (432) 272-0497 |
| 7 | Five Star Insurance | 1127 W University Blvd | (432) 653-4812 |
| 8 | Mindy Villalobos Insurance Agency | 5030 E University Blvd Suite A 103 | (432) 366-0000 |
| 9 | Permian Agency Insurance | 1800 Andrews Hwy | (432) 333-1483 |
| 10 | Fernandez Insurance Agency | 1428 N Lee Ave | (432) 332-3119 |
Nationwide Insurance: Melisa Copeland Strickland LLC serves the Odessa, Texas, area and surrounding communities as a commercial insurance agent. The agency works with local businesses to help identify appropriate coverage for their operations and assets. Services include general liability policies and commercial property insurance that address common risks faced by enterprises in this region. The agency also handles workers’ compensation plans for companies needing to protect their employees.
Freeway Insurance provides commercial coverage for businesses in Odessa, Texas, helping protect against liability and property risks. As a Commercial Insurance Agent, the company also offers specialized coverage options such as workers compensation and commercial auto policies tailored to local operational needs. Its services are available to a range of commercial sectors including offices, warehouses, and food service establishments.
Amtex Insurance in Odessa, Texas, assists residents with coverage needs for personal residential properties. The company also provides commercial insurance solutions for area businesses, addressing liability and asset protection matters across the local region. Agents work to design policies that address common regional risks for enterprises of various trades. Follow-up consultations occur between regular service intervals to adjust coverage as a business grows or changes its operational profile.
Killebrew Insurance LLC provides a range of commercial insurance services, covering basic liability coverage and more complex business protection policies. Its service plans include reviewing existing policies to identify gaps in coverage and offering periodic check-ins to adjust those policies as business needs evolve. The agency also maintains proactive account management to help clients navigate renewals. It typically services commercial properties such as single-family homes, apartment complexes, retail storefronts, and full-service restaurants in the Odessa, TX area.
McKenzie Insurance Inc serves businesses, commercial property owners, and entrepreneurs in the Odessa area with tailored commercial insurance policies. Agents assess local risks and design coverage for general liability, property, and workers’ compensation. Each policy is structured to protect company assets and manage operational exposures common to the Permian Basin economy. McKenzie Insurance Inc also extends full commercial insurance services to clients throughout Midland and the broader Ector County metro region.
Torres Insurance serves Odessa, Texas, and the surrounding communities in Ector County with commercial insurance agent services. The company handles various business insurance needs, including general liability coverage, property protection, and workers' compensation policies for local enterprises. Operating within the Permian Basin region, it helps business owners assess their specific risk exposures. To handle a typical job, Torres Insurance reviews the client’s operations, identifies potential liabilities, and then compares coverage options from multiple carriers to present a tailored policy solution.
Five Star Insurance in Odessa, TX helps businesses choose between one-time policy placements and ongoing, renewing commercial coverage. Their commercial insurance agent services tailor property, liability, and workers compensation policies to local industry needs. Clients receive quotes and policy reviews for general liability, commercial auto, and inland marine. Service runs on a one-time, scheduled, or as-needed basis to match each account's risk management requirements.
As the West Texas wind picks up in Odessa, local businesses often face new dust and debris hazards that can strain existing insurance coverages. Mindy Villalobos Insurance Agency offers commercial insurance guidance tailored to area risks, including property and general liability policies designed for operations on the Permian Basin. Agents work with each business owner to review policy limits and endorsements for potential gaps. An inspection of the insured property is always scheduled at the start of every account.
Permian Agency Insurance specializes in commercial coverage for local businesses in Odessa, Texas, including property, liability, and workers’ compensation protection. It works with independent operators and larger firms to tailor policies that match each client’s specific operational risks and industry requirements. Its general service work includes reviewing existing policies to identify gaps and adjusting coverage as a business grows or shifts focus. During peak seasonal periods, such as the summer construction surge, Permian Agency helps contractors secure adequate liability protection for temporary projects.
Fernandez Insurance Agency, based in Odessa, Texas, is known for delivering comprehensive commercial insurance solutions. Its service range includes policies tailored to protect small businesses, contractors, and local enterprises from operational risks. This agency assesses industry-specific liabilities and offers coverage for property, liability, and workers’ compensation. Clients rely on its detailed risk management advice. An added specialty service is the provision of commercial auto insurance for company fleets and delivery vehicles operating in the Permian Basin region.
What Does a a Commercial Insurance Agent in Odessa Cost?
A small business in Odessa might pay between 500 and 3,000 dollars per year for general liability insurance. Workers compensation costs vary widely by industry and payroll but average around 1.50 dollars per 100 dollars of payroll in Texas. Commercial auto policies can range from 1,200 to 5,000 dollars per vehicle annually. These are rough estimates and your actual cost will depend on your specific business risks coverage limits and deductible choices. This is general information and not insurance advice.
About commercial insurance agents in Odessa
Commercial insurance agents in Odessa Texas help business owners find coverage for general liability commercial property and workers compensation. Texas law does not require businesses to carry general liability insurance but it is often required by landlords or contracts. Local agents understand the risks specific to the Permian Basin energy and agriculture industries.
Frequently Asked Questions
What types of commercial insurance do Odessa businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Texas law requires workers compensation if you have employees but you can opt out with proper notice. Many oil and gas businesses also need pollution liability and equipment coverage.
How do Texas commercial insurance rates compare to other states?
Texas commercial insurance rates are generally lower than the national average for some lines like general liability but higher for workers compensation due to the energy sector. Rates depend on your industry payroll and claims history. The Texas Department of Insurance regulates rates but does not set them.
What is the Texas prompt pay law for insurance claims?
Texas Insurance Code Chapter 542 requires insurers to acknowledge a claim within 15 days and pay or deny it within 15 business days after receiving all needed information. If an insurer delays payment you may be entitled to interest and attorney fees.
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