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Compare Commercial Insurance Agents in Murphy, TX

Browse commercial insurance agents serving Murphy, Texas. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Murphy, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 3 commercial insurance agents in Murphy, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
D. Zane Shepherd: Allstate Insurance
412 Village Dr STE 100, Murphy, TX 75094
(972) 853-6093 agents.allstate.com
State Farm : Sam McMillin Agent
150 Brand Rd STE 200, Murphy, TX 75094
(469) 606-2628 statefarm.com
Carolyn Weeks Insurance Agency
231 W Farm To Market 544, Murphy, TX 75094
(972) 954-1321 carolynweeksinsuranceagency.com

Commercial insurance agents in Murphy, Texas help local businesses find coverage for property, liability, and workers compensation. Texas law requires most employers to carry workers compensation insurance or face penalties. Agents can also advise on commercial auto policies required for business vehicles operating on Texas roads.

What Does a Commercial Insurance Agent in Murphy Cost?

Typical costs for commercial insurance in Texas vary widely. A small retail shop might pay 500 to 1,500 dollars per year for general liability. A construction contractor could pay 3,000 to 10,000 dollars annually for a package policy. Premiums depend on business type, revenue, location, and claims history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Murphy businesses need?
Common coverages include general liability, commercial property, workers compensation, and commercial auto. Texas law does not require general liability but it is often mandated by landlords or contracts.
How does Texas workers compensation law affect my business?
Texas is one of the few states where workers compensation is optional for private employers. However, opting out means you lose protection from most employee injury lawsuits. An agent can explain the risks.
Can I bundle multiple business policies with one agent in Murphy?
Yes. Many agents offer business owner policies that combine property and liability coverage. Bundling can simplify management and may reduce overall premium costs.