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Find Commercial Insurance Agents Near You in Harker Heights, TX

Directory of commercial insurance agents in Harker Heights, Texas. Verify credentials with the state department of insurance before hiring.

8 agents listed
Updated May 2026
Harker Heights, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 8 commercial insurance agents in Harker Heights, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Leah McGee - State Farm Insurance Agent
302 Millers Crossing Ste 6, Harker Heights, TX 76548
(254) 634-9600 mcgeeforme.com
Gary Morse: Allstate Insurance
600 Indian Trail Ste 110, Harker Heights, TX 76548
(254) 699-1000 agents.allstate.com
Bryce Welborn - State Farm Insurance Agent
582 E Central Texas Expy, Harker Heights, TX 76548
(254) 892-4044 agentbrycewelborn.com
Castellano Insurance and Financial Services, Inc - State Farm Insurance Agent
2025 Memory Ln Ste 300, Harker Heights, TX 76548
(254) 699-6800 insuringcentraltexas.com
Miller & Company Insurance
331 Indian Trail, Harker Heights, TX 76548
(254) 690-5000 millerandcoinsurance.com
Jerry Worley Insurance Agency
552 Farm to Market 2410 A, Harker Heights, TX 76548
(254) 690-9299
Texas Farm Bureau Insurance Company
2021 Heights Dr, Harker Heights, TX 76548
(254) 690-7111 txfb-ins.com
Union Insurance Agency, Inc
552 Farm to Market 2410 A, Harker Heights, TX 76548
(254) 953-8151

Commercial insurance agents in Harker Heights Texas help local businesses protect their assets with tailored policies. Texas law requires certain businesses to carry workers compensation insurance and commercial auto liability. Working with a local agent ensures your coverage meets state requirements and addresses risks specific to the Central Texas market.

What Does a Commercial Insurance Agent in Harker Heights Cost?

Commercial insurance costs in Harker Heights Texas vary by business type, size, and risk factors. A small retail shop might pay 500 to 1,500 dollars per year for general liability. A construction contractor could pay 3,000 to 8,000 dollars annually for a package policy. Workers compensation premiums depend on payroll and industry classification. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Harker Heights agents offer?
Agents in Harker Heights offer general liability, property insurance, workers compensation, commercial auto, and professional liability. They also provide specialized coverage for contractors, restaurants, and retail businesses common in the area.
Is commercial insurance required by law in Texas?
Texas law does not require general liability insurance for most businesses. However, Texas requires workers compensation insurance for certain industries and commercial auto insurance for any business-owned vehicle. Agents can explain which coverages are mandatory for your specific business type.
How do I choose a commercial insurance agent in Harker Heights?
Look for an agent licensed in Texas with experience in your industry. Ask about their familiarity with local risks such as severe weather and construction activity. Request quotes from multiple agents to compare coverage options and pricing.