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Find Commercial Insurance Agents Near You in Charleston, SC

Browse commercial insurance agents serving Charleston, South Carolina. Updated 2026-07-14.

The top-rated commercial insurance agent in Charleston, South Carolina is Maritime Insurance International, rated 5.0 stars across 524 reviews. Other highly rated options include Harrell Insurance Agency, C. T. Lowndes & Company, Taylor Agency. This directory lists 17 commercial insurance agents serving Charleston.

Showing 17 commercial insurance agents in Charleston, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Maritime Insurance International3 Lockwood Dr Suite 302A(843) 606-5270
2Harrell Insurance Agency2000 Sam Rittenberg Blvd #124(843) 572-1500
3C. T. Lowndes & Company749 St Andrews Blvd(843) 763-0120
4Taylor Agency147 Wappoo Creek Dr #502(843) 762-1805
5A & A Insurance1525 Sam Rittenberg Blvd(843) 571-5060
6Covenant Insurance Group LLC1032 Savannah Hwy(843) 795-0189
7Bridge Insurance7 Gamecock Ave Suite 706(843) 974-5150
8Anderson Insurance Associates3491 Shelby Ray Ct(843) 763-7525
9Hanham Insurance Agency27 Charlotte St(843) 276-1608
10Dunes Insurance656 Ellis Oak Ave Suite 112(843) 737-6236
MI
3 Lockwood Dr Suite 302A
Maritime Insurance International
Commercial Insurance Agent · Charleston, SC

Maritime Insurance International serves the Charleston, SC metro area as a commercial insurance agent for local businesses. The agency helps clients assess their risk exposures and secure appropriate coverage for property, liability, and fleet operations. It works with small and mid-sized firms to understand their unique operational needs. Maritime Insurance International also handles specialized coverages for the construction and marine sectors prevalent in this port city.

HI
2000 Sam Rittenberg Blvd #124
Harrell Insurance Agency
Commercial Insurance Agent · Charleston, SC

Harrell Insurance Agency provides commercial insurance solutions tailored to business operations in the Charleston area. Its services include risk assessment, policy placement, and claims support. Maintenance plans focus on periodic policy reviews to adjust coverage as business needs evolve. The agency assists with liability, property, and workers compensation policies. It services a variety of properties including single-family homes, apartment complexes, retail stores, and restaurants.

CT
749 St Andrews Blvd
C. T. Lowndes & Company
Commercial Insurance Agent · Charleston, SC

Serving Mt. Pleasant and the surrounding South Carolina Lowcountry communities, C. T. Lowndes & Company operates as a commercial insurance agency. It handles the protection of local businesses, from retail operations to contractors and professional offices, by securing policies against property damage, liability claims, and other operational risks. The agency typically approaches each job by first assessing a client’s unique exposure and then identifying appropriate coverage solutions from the various insurance carriers it represents.

TA
147 Wappoo Creek Dr #502
Taylor Agency
Commercial Insurance Agent · Charleston, SC

Taylor Agency serves local businesses, property managers, and commercial property owners in Charleston, South Carolina. It provides commercial insurance agent services to help companies manage risks, protect assets, and meet legal insurance requirements. Coverage options are tailored to various industry needs and local operating conditions. The agency also assists clients with policy reviews and claims support. Its service area extends into the Mount Pleasant community as well.

IN
1525 Sam Rittenberg Blvd
A & A Insurance
Commercial Insurance Agent · Charleston, SC

A & A Insurance serves businesses throughout Charleston, South Carolina, and its surrounding coastal communities. The agency handles a full range of commercial insurance coverage, including general liability, property, and workers' compensation for local enterprises. They work with clients to identify specific operational risks and exposures common to the region. To complete each typical job, they thoroughly review the business's unique circumstances, compare options from multiple carriers, and present a clear, customized coverage package tailored to the client's needs.

CI
1032 Savannah Hwy
Covenant Insurance Group LLC
Commercial Insurance Agent · Charleston, SC

Covenant Insurance Group LLC in Charleston, SC distinguishes between one-time policy placements and ongoing service agreements for commercial clients. Coverage options include general liability, property, workers compensation, and other essential business insurance solutions typical for local enterprises. The company works with area businesses to assess risk and tailor protection for specific operational needs. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s coverage cycle and renewal timing.

BI
7 Gamecock Ave Suite 706
Bridge Insurance
Commercial Insurance Agent · Charleston, SC

Bridge Insurance specializes in commercial insurance policies tailored to the unique operational risks of Charleston area businesses, including property, liability, and workers’ compensation coverage. It also provides general risk management advice to help local companies assess their exposures. When hurricane season approaches the South Carolina coast, the agency assists clients in reviewing coverage limits and ensuring proper protection against storm damage and related business interruptions.

AI
3491 Shelby Ray Ct
Anderson Insurance Associates
Commercial Insurance Agent · Charleston, SC

As Charleston businesses prepare for the busy tourism season or brace for coastal storm risks, Anderson Insurance Associates provides commercial insurance agent services in the area. This company helps local restaurant, retail, and construction clients manage property and liability exposures common in the historic district and surrounding communities. Policies are tailored to cover equipment, buildings, and business interruption costs. The process typically begins with a personal inspection of the premises and a thorough review of current operations to assess coverage gaps.

HI
27 Charlotte St
Hanham Insurance Agency
Commercial Insurance Agent · Charleston, SC

Hanham Insurance Agency provides commercial insurance solutions, covering specialized risk management strategies and liability protections beyond standard policies. The company serves businesses throughout Charleston, SC, with a focus on customizing coverage packages to match operational needs. Client consultations assess exposure points from daily transactions to unforeseen disruptions. Sectors served include local offices seeking general liability packages, warehouses requiring property and inventory safeguards, and food service operations needing workers' compensation and equipment breakdown provisions.

DI
656 Ellis Oak Ave Suite 112
Dunes Insurance
Commercial Insurance Agent · Charleston, SC

Dunes Insurance provides residential insurance solutions to property owners throughout Charleston, helping to protect homes and personal assets from regional weather risks. Their commercial insurance agency also advises local businesses on coverage options for liability, property, and operational needs across the greater Charleston area. The firm works with clients to review policies during initial consultations and ensures that coverage adapts to changing circumstances. Follow-up service is available between regular visits to adjust plans as new exposures or equipment acquisitions occur.

CH
1531 Sam Rittenberg Blvd
Cliff Heath Insurance Inc
Commercial Insurance Agent · Charleston, SC
(843) 766-6316
cliffheathinsurance.com
CI
635 E Bay St D
Crescent Insurance Advisers
Commercial Insurance Agent · Charleston, SC
(843) 410-5616
crescentagency.com
GA
1527 Sam Rittenberg Blvd #1
The General Agency
Commercial Insurance Agent · Charleston, SC
(843) 766-9091
generalagencyinc.com
BI
48 Rivers Point Row
The Brinson Insurance Agency
Commercial Insurance Agent · Charleston, SC
(843) 762-2086
brinsoninsurance.com
CI
658 Rutledge Ave
Comprehensive Insurance
Commercial Insurance Agent · Charleston, SC
(843) 595-8553
SI
177 Meeting St # 300
Southeastern Insurance Solutions
Commercial Insurance Agent · Charleston, SC
(843) 829-7100
southeasterninsurancesolutions.com
KI
1243 Savannah Hwy
Kinghorn Insurance Agency
Commercial Insurance Agent · Charleston, SC
(843) 806-3911
kinghornagency.com/contact/charleston-sc-insurance

What Does a a Commercial Insurance Agent in Charleston Cost?

Commercial insurance costs in South Carolina vary widely based on business type, size, location, and claims history. A small retail shop in Charleston might pay between $500 and $2,000 per year for general liability, while a construction company could pay $5,000 to $15,000 or more annually. Factors like coastal proximity and hurricane risk can increase property insurance premiums. This is general information, not insurance advice.

About commercial insurance agents in Charleston

Commercial insurance agents in Charleston South Carolina help business owners protect their assets with tailored policies. South Carolina law requires certain businesses to carry workers compensation insurance if they have four or more employees. A local agent can guide you through these state-specific requirements and find the right coverage for your industry.

Frequently Asked Questions

What types of commercial insurance do Charleston businesses need?

Common policies include general liability, property insurance, workers compensation, and commercial auto. South Carolina law mandates workers comp for most businesses with four or more employees. Your agent can help you determine which coverages are required and which are recommended for your specific industry.

How do I choose a commercial insurance agent in Charleston?

Look for an agent who understands your industry and has experience with South Carolina regulations. Ask about their familiarity with local risks like hurricane exposure and coastal flooding. Check their licensing with the South Carolina Department of Insurance to ensure they are authorized to sell commercial policies.

Can I bundle multiple commercial policies with one agent?

Yes many agents offer business owner policies that bundle general liability, property, and business interruption coverage. Bundling can simplify your insurance management and may reduce your overall premium. Your agent can compare options from multiple carriers to find the best fit for your Charleston business.

Commercial Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.