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Compare Commercial Insurance Agents in Scituate, RI

Looking for a commercial insurance agent in Scituate? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Scituate, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 commercial insurance agents in Scituate, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Charland/Caluori Insurance
629 W Greenville Rd, Scituate, RI 02857
(401) 647-9200 charlandinsurance.com
Insight Insure Agency
24 Snake Hill Rd, Scituate, RI 02857
(401) 213-1866
Sarah Insurance Services Inc
90 Danielson Pike, Scituate, RI 02857
(401) 725-6739 sarahinsurance.com

Commercial insurance agents in Scituate Rhode Island help local businesses secure coverage that meets state regulations and protects against common risks. Rhode Island requires all employers to carry workers compensation insurance if they have one or more employees. Agents can guide you through policies for general liability property and commercial auto tailored to your industry.

What Does a Commercial Insurance Agent in Scituate Cost?

The cost of commercial insurance in Rhode Island varies by business type size and location. A small retail shop in Scituate might pay between 500 and 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars annually for a package policy. Premiums are influenced by your claims history payroll and revenue. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance are required in Rhode Island?
Rhode Island law requires workers compensation insurance for businesses with at least one employee. Commercial auto insurance is required for any vehicle used for business purposes. Other coverages like general liability are not state mandated but are often required by landlords or contracts.
How do I choose a commercial insurance agent in Scituate?
Look for an agent licensed in Rhode Island who has experience with your industry. Ask about their knowledge of local risks such as weather events or seasonal tourism. Check that they work with multiple insurance carriers to offer you a range of options.
Can a commercial insurance agent help with Rhode Island specific compliance?
Yes a knowledgeable agent can help you understand state requirements like the Rhode Island Workers Compensation Act and commercial auto liability minimums. They can also advise on additional coverages that are common for businesses in Scituate such as inland marine for equipment or liquor liability for restaurants.