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Compare Commercial Insurance Agents in Narragansett, RI
Directory of commercial insurance agents in Narragansett, Rhode Island. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Narragansett, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 commercial insurance agents in Narragansett, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Narragansett
14 Woodruff Ave, Narragansett, RI 02882
(401) 789-3000
branches.northeast.aaa.com
Sunshine Insurance RI
120 Point Judith Rd, Narragansett, RI 02882
(401) 213-1307
Commercial insurance agents in Narragansett Rhode Island help local businesses find coverage for liability property and workers compensation. Rhode Island law requires most employers to carry workers compensation insurance under Title 28 of the General Laws. A local agent understands the unique risks facing coastal businesses in Narragansett such as flood exposure and seasonal tourism operations.
What Does a Commercial Insurance Agent in Narragansett Cost?
Commercial insurance costs in Rhode Island vary widely by industry size and risk level. A small retail shop might pay 500 to 1,500 dollars per year for general liability. A construction contractor could pay 5,000 to 15,000 dollars or more for combined policies. Factors like claims history payroll and location in Narragansett affect premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Narragansett businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Businesses near the water may also need flood insurance or marine liability coverage. An agent can review your specific operations to recommend appropriate policies.
Does Rhode Island require commercial insurance for small businesses?
Rhode Island law requires workers compensation insurance for businesses with one or more employees. Commercial auto insurance is required for any business-owned vehicles. General liability is not state-mandated but is often required by landlords or contracts.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.