Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 commercial insurance agents in Exeter, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Graham Insurance, Inc - Katherine E Smith - Nationwide Insurance
567 S County Trail Ste 204, Exeter, RI 02822
(401) 295-9100
Adams Insurance
400 S County Trail STE A101, Exeter, RI 02822
(401) 295-5000
adamsri.com
What Does a Commercial Insurance Agent in Exeter Cost?
Commercial insurance costs in Rhode Island vary by industry and risk profile. A small Exeter business might pay between 500 and 1500 dollars per year for general liability. Workers compensation rates are set by the state and average around 1.50 dollars per 100 dollars of payroll for low risk jobs. These figures are general estimates and your actual cost will depend on your specific operations. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Exeter agents offer?
Exeter agents provide general liability, property, workers compensation, and commercial auto insurance. Rhode Island law requires workers compensation for most employers with one or more employees.
How do Rhode Island insurance requirements affect Exeter businesses?
Rhode Island mandates certain coverages like workers compensation and commercial auto liability. An Exeter agent can help you meet these legal requirements while filling gaps in your protection.
Can an Exeter agent help with a business owners policy BOP?
Yes. Many agents offer a Business Owners Policy which bundles general liability and property insurance. This is a common choice for Exeter retail shops and service businesses.